Guide on BDO Diamond UnionPay Credit Card Offers & Requirements for Application
BDO DIAMOND UNIONPAY CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.
Are you one of the people who are looking for a credit card? Undeniably, more and more people now enjoy convenient shopping and purchases because of their credit cards. Cashless shopping is just a swipe away with the credit card.
In the Philippines, one of the state entities is BDO Unibank which is in the service of the Filipino people for decades already. BDO Unibank is serving countless Filipinos since the 1970s and it has several offers from savings and checking accounts to loans and credit cards and many more.
With regards to the credit card offers, there are several credit card offers that you can choose from. If you want a card that can be an excellent travel buddy and will get you points, you might try to check out the BDO Diamond UnionPay.
Aside from the BDO JCB Gold, BDO JCB Lucky Cat, and the BDO American Express Platinum, the private banking entity has the BDO Diamond UnionPay offer which provides excellent credit card privileges including shopping discounts, installment program, and a dual-currency billing option.
Here are the features of the BDO Diamond UnionPay which any cardholder will surely enjoy:
- experience better dining, shopping, travel, and lifestyle with BDO Diamond UnionPay credit card
- earn Peso Points you can use in redeeming rewards for every purchase or payment using the credit card
- up to ₱20 Million Travel Insurance coverage when you booked a flight or charge other transportation tickets to the card
- FREE membership fee for the first three (3) years and succeeding annual membership fees will be automatically waived for a minimum spend of at least Php 600,000 annually
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
- free up to six (6) supplementary credit cards
- enjoy access to U Collection which is “a series of luxury global experiences handpicked for you by UnionPay”
- enjoy the convenience of Dual Currency Billing feature that allows you to have Philippine Peso and US Dollar currencies in one card
- hassle-free bill payments with Charge on Demand and Auto Charge features
Who are qualified to apply for the BDO Diamond UnionPay? It is open for employed and self-employed individuals and foreigner residents in the Philippines who are a Filipino citizen or a foreigner resident in the country with at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards and at least 13 years old for Supplementary Cards. The minimum gross fixed monthly income required is Php 33,000.
The application for the BDO Diamond UnionPay is open for the employed and self-employed Filipino individuals as well as foreigner residents in the Philippines with varying documents. Here are the requirements for application:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226