Guide on Home Credit Cash Loan Offer Features
HOME CREDIT CASH LOAN – Home Credit Philippines got this financial solution offer that can provide quick cash for qualified clients.
Nowadays, not only banks are the turn to of Filipinos when it comes to cash loans. Home Credit Philippines has joined the list of the cash loans providers in the country and it is ready to get qualified clients the cash on the same day of application.
However, it is important to know that the Home Credit Cash Loan comes by offer. It is usually extended to previous and existing clients with good credit records. You may apply for it for several purposes including the following:
- personal purchases
- bill payments
- education
- travel
- business
- home and lifestyle
One of the best features of the Home Credit Cash Loan is that it can provide you with fast cash. In fact, you may achieve both approval and the release of the loan proceeds in the same day of the application — even within an hour or two!
The international consumer finance provider guarantees fast, safe, and convenient loan processing. How much you may borrow under the loan offer? Here are the minimum and maximum loanable amounts:
- Minimum Loanable Amount — Php 3,000
- Maximum Loanable Amount — Php 150,000
The loan is payable for up to 60 months. The monthly interest starts at 2.32% add-on rate.
Home Credit Philippines may extend the offer through a text message, a phone call, or through a push notification in your My Home Credit app. Here are the qualifications in applying for the loan offer:
- a Filipino citizen
- at least 18 years old but not more than 68 years old at the time of the loan maturity
- with a valid Home Credit Cash Loan offer
To apply for the loan offer, you only need at least one (1) primary ID or two (2) secondary IDs. Here is a guide on the identification documents accepted by the international consumer finance provider:
Primary IDs]
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Philippine Identification Card
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The loan may be applied for online. You may also seek the assistance of sales agents deployed in the partner stores of Home Credit Philippines. The loan proceeds may be released through bank transfers or cash pick-ups:
Banks
- Bank of China
- China Bank Savings, Inc.
- China Banking Corporation
- BDO Unibank Inc
- Land Bank of the Philippines
- Bank of the Philippine Islands
- Development Bank of the Philippines
- Union Bank of the Philippines
- Security Bank Corporation
- Asia United Bank Corporation
- East West Banking Corporation
- Robinsons Bank Corporation
- Philippines Veterans Bank
Cash Pick Up
- Cebuana Lhuillier
- USSC
- LBC
- Bayad Center
- Metrobank
Aside from the cash loan offer, good-paying clients may also receive a Home Credit Card offer. It works like bank credit cards and it also has excellent features.
