List of GSIS Multi-Purpose Loan Requirements 2025 Member Must Submit To Apply
GSIS MULTI-PURPOSE LOAN REQUIREMENTS 2025 – You can check here the documents that the Government Service Insurance System requires for application.
The member populace of the Government Service Insurance System, more popularly called GSIS, has grown to millions. Undeniably, it is mainly because every new employee of the government adds up to the member populace as a GSIS memberships is required among public workers.
The Government Service Insurance System is operating in the Philippines for several decades already. It widens the financial resources of its members through the different GSIS benefits as well as loans.
Aside from the GSIS MPL Flex and the GSIS MPL Lite Loan, the social insurance giant has the regular GSIS Multi-Purpose Loan. As its name suggests, the loan purposes that it can attend to cover a wide range.
Also called MPL, you may apply for the offer to boost your business capital, to make a personal purchase, to travel, etc. Of course, there are GSIS Multi-Purpose Loan requirements for application.
With regards to the eligibility requirements, here is a list of the criteria that a member-borrower must meet to qualify to the GSIS Multi-Purpose Loan offer:
- has at least one (1) month premium contributions for both Personal Share and Government Share at the time of application
- not on leave of absence without pay at the time of application
- has no pending administrative case and/or criminal case; Provided however, that if the pending administrative case or charge is for a light offense, the borrower shall remain eligible
- agency status is not “Suspended”
- with no GFAL account in default
- resulting net take-home pay after loan availment is not lower than the amount required under the General Appropriations Act, after all required monthly obligations have been deducted
The GSIS Multi-Purpose Loan requirements for application depend on the member-borrower’s chosen mode of application. There are three (3) choices:
- via GSIS Touch mobile app
- via GWAPS Kiosk
- Over-the-Counter
If you wish to apply for the GSIS MPL through the GWAPS Kiosk, prepare your UMID ID. For over-the-counter loan applications, you need to prepare the following:
- duly accomplished MPL Flex Application Form
- photocopy of the Unified Multi-Purpose ID (UMID) card or Electronic Card (eCard)
As mentioned earlier, aside from the loans, the Government Service Insurance System also has several GSIS benefits for members.