Guide on BDO American Express Blue Card Offers & Requirements for Application
BDO AMERICAN EXPRESS BLUE CARD – Here are the excellent features of this BDO Unibank credit card offer and the requirements for application.
Credit cards are emergency preparations against the unforeseen circumstances. Contrary to how some people sees it, it can actually help the cardholders save money from their purchases. There are cards that earn you rebates just like some of the BDO Unibank credit card offers.
BDO Unibank is one of the biggest banks in the Philippines. It has several branches across the nation thus its offers are really accessible to the public. Among its offers are loans that include the BDO Home Loan and the BDO Auto Loan and credit cards which include the BDO American Express Blue Card.
- experience better dining, shopping, and travel experience
- earn Membership Rewards Points that you can use in shopping privileges for every Php 45 spend
- up to Php 300,000 complimentary travel accident protection when you use your BDO American Express Blue Card in booking a flight
- FREE membership for the first year and automatic waiving of monthly membership fee when you spend at least Php 15,000 per month using your card
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
- Charge on Demand and Auto Charge options for convenient payments
- secured online shopping experience
- avail cash advance of up to 30% of your credit limit
- enjoy worldwide acceptance
- avail a Health Insurance that covers medical expense for both sickness and accident from Prudential Guarantee and Assurance Inc. (PGAI) at a very reasonable price
- avail Pioneer Insurance accident insurance policy at a reasonable price
Qualifications. To apply for the credit card offer, there are qualifications that a credit card applicant should meet. Here are the eligibility criteria set by the bank under the BDO American Express Blue Card:
- at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
- at least 13 years old for Supplementary Cards
- a Filipino citizen or a foreigner resident in the Philippines
- with a minimum gross fixed monthly income of Php 15,000
Requirements. The BDO Unibank has set the lists of requirements in applying for the BDO American Express Blue Card. Here are the documents that the bank requires from the employed and self-employed Filipinos and foreigner residents in the country:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226