Guide on BDO JCB Platinum Credit Card Offers & Requirements for Application
BDO JCB PLATINUM CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.
Are you looking for a credit card to apply for? If you want one with excellent features and benefits for the cardholders, you may turn to the credit card offers of the BDO Unibank. The bank has several credit card offers with premium privileges.
BDO Unibank is one of the trusted banking entities in the Philippines. It has several offers encompassing both personal and business finance products and services which include credit cards. Aside from the BDO JCB Gold and the BDO JCB Lucky Cat, another JCB credit card offer of the bank is the BDO JCB Platinum which bears excellent features:
- enjoy year-round premium offers, instant savings, and excellent deals
- up to Php 20 million Travel Insurance Coverage when you book your flight and other transportation tickets to your BDO JCB Platinum credit card
- free lounge access at selected airports in Asia, Europe, and Hawaii
- FREE membership for life of a minimum spend of Php 600,000 using the card every year
- enjoy free access to JCB Plaza Lounges in several tourist shopping areas across the globe
- travel conveniently in Japan through an access to the travel information and special offers and services
- 24/7 Concierge Desk Service to assist you
- earn two (2) Peso Points for every ₱1,000 qualified spend using your BDO JCB Platinum credit card
- secured online shopping and hassle-free bill payments through Charge on Demand and Auto Charge options
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
With regards to the qualifications in applying for the BDO JCB Platinum credit card offer, there are eligibility requirements that the bank has set for application. To qualify, here are the qualifications that the credit card applicant should meet:
- at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
- at least 13 years old for Supplementary Cards
- a Filipino citizen or a foreigner resident in the Philippines
- with a minimum gross fixed monthly income of Php 77,000
In applying for the BDO JCB Platinum credit card offer, there are documents that you need to prepare and submit to the bank. There are varying requirements among the employed and self-employed Filipinos as well as a different set of documents required from foreigner residents in the country.
Here is a guide on the documents required by the BDO Unibank in applying for the credit card offer:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226
