How To Apply for Home Credit Card & the Requirements

Guide on How To Apply for Home Credit Card Offer for You

HOW TO APPLY FOR HOME CREDIT CARD – Here are the steps in applying for the offer of Home Credit Philippines for qualified clients.

One of the most popular loan providers in the Philippines now is Home Credit. It was in 1997 when the lender first established as a non-banking firm in Czech Republic. Here is a timeline of how it grew;

  • 1997 — Czech Republic
  • 1999 — Slovakia
  • 2005 — Kazakhstan
  • 2007 — China
  • 2009 — Vietnam
  • 2011 — Air Bank, Czech Republic
  • 2012 — India
  • 2013 — Indonesia
  • 2013 — Philippines

The international consumer finance provider rapidly rose to popularity in the Philippines with its product loan offer. Countless Filipinos and even foreign nationals have or had product loan accounts with the lender that helped them get any of the following under low downpayment and affordable monthly installments:

  • gadgets and computers
  • appliance
  • furniture
  • physical fitness equipment
  • home & lifestyle items

Through the years, Home Credit continued to expand its offers. It has launched a Home Credit Cash Loan that can lend qualified clients up to Php 150,000. It is extended by the international consumer finance provider to former and current clients with good credit records.

Aside from the cash loan offer, there is also the Home Credit Card offer. It is a “Visa EMV Classic Credit Card issued to valued Home Credit customers”. It can be utilized for contactless transactions as well as online payment channels.

The Home Credit Card can be applied for at any of the Home Credit partners of a client who received an offer. Here are the requirements:

  • one (1) Government-issued ID
  • one (1) ID with your address or any supporting documents
IDs Accepted in Home Credit

Step 1 — You will receive a call from the telesales agent of Home Credit Philippines if you are eligible for a Home Credit Card. You may also receive the offer through an SMS, email, or a Push Notification.

Step 2 — Select a partner store near you.

Step 3 — Bring with you your requirements and visit your selected Home Credit partner store to assisted by the sales agent on how to apply for Home Credit Card.

All applications are subject to the approval of the international consumer finance provider. The credit card is valid for four (4) years or until the termination of the credit line.

Home Credit Card Membership Fee

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