SSS Maternity Benefit Features & Requirements in Filing Claim
SSS MATERNITY BENEFIT – Here’s a guide on the Maternity Benefit offer for the Social Security System members.
The SSS benefit offers are exclusive for the members of the Social Security System but there is a far much more exclusive benefit offer — the SSS Maternity Benefit which is designed for the female members of the state-run social insurance agency. It was crafted for the following situations:
- pregnancy
- childbirth
- miscarriage
Who are qualified to file for the SSS Maternity Benefit claim? The state-run social insurance giant has set some eligibility requirements in availing the benefit offer. Here are the qualifications that a member must meet to be eligible to file for the claim:
- has paid at least three (3) months of contributions within the 12-month period immediately before the semester of her childbirth or miscarriage
- If employed, the SSS member must have notified the SSS about her pregnancy through her employer immediately before the semester of pregnancy
- If self-employed, separated from employment, an overseas Filipino worker (OFW), or a voluntary member, the member must have directly notified the SSS about her pregnancy
With regards to the SSS Maternity Benefit amount that a female member of the Social Security System who is pregnant, has just given birth, or has lost a baby may receive, it is equivalent to the Average Daily Salary Credit (ADSC) of the member.
The Average Daily Salary Credit or ADSC is equivalent to the following based on the specific situations:
- ADSC = Ave. MSC / 180
- x 60 days for miscarriage
- x 105 days for live childbirth (normal or caesarean section delivery)
- x 120 days for solo parent under R.A. 8972 (Solo Parents’ Welfare Act of 2000)
- 105 days + 15 days
In the pursuit to avail the SSS Maternity Benefit offer, it is important to notify your employer, if you are employed, or the Social Security System at least 60 days from the date of conception. Submit your Maternity Notification Form (SSS Form MAT-1) together with your proof of pregnancy.
After giving birth, there are other documents that you need to submit to the Social Security System in filing for the claim. Here are the documentary requirements that you need to prepare and submit to the state-run social insurance agency:
For live childbirth (normal or caesarean), submit any of the following:
- Child’s Certificate of Live Birth (CLB) / Certificate of Death (COD) duly-registered with the Local Civil Registrar (LCR) with corresponding Official Receipt (OR), or Acknowledgement Receipt (AR) issued by the LCR, if the filing date of MBA/MBRA is within six (6) months from the date of delivery
- Child’s CLB / COD issued by the Philippine Statistics Authority (PSA) with corresponding OR or AR if the filing date of MBA/MBRA is beyond six (6) months from the date of delivery
- Report of child’s birth or death issued by the Philippine Embassy / Consulate General / PSA, or its equivalent document issued in a foreign country with English translation, if applicable
For still birth or fetal death, submit any of the following:
- Certificate of Fetal Death (COFD) duly-registered with the LCR with corresponding OR or AR issued by the LCR, if filing date of MBA/MBRA is within six (6) months from the date of delivery
- COFD issued by PSA with corresponding OR or AR if filing date of MBA/MBRA is beyond six (6) months from the date of delivery
- COFD issued by the Philippine Embassy/Consulate General/PSA, or its equivalent document issued in a foreign country with English translation, if applicable
For miscarriage and ectopic pregnancy cases, submit the following SSS Maternity Benefit requirements:
- Any of the following proofs of pregnancy:
- Result of pregnancy test duly-signed by a physician or municipal health officer
- Result of other diagnostic tests with corresponding report duly-signed by a physician, which may include any of the following
- Ultrasound
- Blood Pregnancy Test
- Early Pregnancy Factor
In times of unemployment which is one of the most financially-challenging situations, the Social Security System wants to ensure that its members have something to turn to. It launched the SSS Unemployment Benefit offer.