Guide on PhilHealth Monthly Contribution Rates Based on Basic Salary
Here is a guide on the PhilHealth monthly contribution rate for members depending on the basic monthly salary.
PhilHealth offers several medical benefits for its members thus it is a huge advantage to keep an active and updated account to the state-run health insurance agency. To do it, a member must regularly remit a monthly contribution to the health entity.
The PhilHealth monthly contribution or the premium rate depends on the basic monthly salary of the member. From time to time, the premium rates change depend on the implementation of the state-run health insurance entity or the mandates from the national government.=
PhilHealth Contribution Table for 2023
| Basic Monthly Salary | Premium Rate | Monthly Contribution |
|---|---|---|
| PHP 10,00 | 4.5% | PHP 450 |
| PHP 10,00 to PHP 89,999 | 4.5% | PHP 450 to PHP 4,050 |
| PHP 80,000 | 4% | PHP 3,200 |
Another wise move is to check the monthly contributions to PhilHealth from time to time to make sure that you pay the right amount and maintain an updated membership to the health insurance entity. Thus, a lot of members and employers check it ahead of time before the shift towards another year.
PhilHealth Contribution Table for 2024
| Basic Monthly Salary | Premium Rate | Monthly Contribution |
|---|---|---|
| PHP 10,00 | 5% | PHP 500 |
| PHP 10,00 to PHP 99,999 | 5% | PHP 500 to PHP 5,000 |
| PHP 100,000 | 5% | PHP 5,000 |
If you have yet to apply for a PhilHealth membership, there are only a few documents that you will need for the application. Prepare the following:
- Two valid IDs or PSA Birth Certificate
- Two copies of the PhilHealth Member Registration Form (PMRF)
- Two 1×1 passport-sized photos
However, in other cases such as the foreign retirees, foreigners living or working in the Philippines, and Filipinos with dual citizenships, there are different lists of requirements for application.
