List of Home Credit Cash Loan Acceptable IDs for Application
HOME CREDIT CASH LOAN – Here is a guide on the acceptable identification documents and cards (IDs) under the loan offer,
Did you receive a cash loan offer from Home Credit Philippines? The said offer is usually extended to previous and existing clients of the lender who have good credit records. That is why it is important to pay your monthly amortizations on time if you wish to receive the offer.
The said cash loan offer is multi-purpose. One of its best features is that you can get your money on the same day that you applied for the loan. In fact, the loan application, approval, and the releasing of the amount can happen within an hour.
Home Credit disburses the money either through depositing it to an account of the borrower or through its remittance partners. Western Union is one of the partners of the lender.
Home Credit usually extends the offer through its eligible client’s My Home Credit app account, through a call from its hotline, through an SMS message, or through an email. Please be advised that the offer can vanish anytime once it is not applied for.
Undeniably, the Home Credit Cash Loan offer has minimal requirements. You only need to present one (1) valid ID that indicates a valid adddress. There are acceptable IDs such as the following:
Primary IDs
- Unified Multi-Purpose ID (UMID)
- LTO Driver’s License
- Philippine Identification Card
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID
- must be presented with Secondary ID indicating the address
If you have a valid primary ID, Home Credit often asks only one (1) primary ID for application to the loan offer except for the PRC ID which must be supported by a secondary ID or document.
Like in other loans, if all your IDs and personal identification documents are secondary, you need to present two (2) IDs. Such documents or IDs must supply the information required by the lender. Here is a list of the secondary IDs accepted by Home Credit:
Secondary IDs / Documents
- Postal ID (Old)
- Barangay Certificate
- NBI Clearance
- Barangay Certificate
- Utility Bills
- Phone Bill
- Water Bill
- Electricity Bill
- Cable Bill
- Internet Bill
- Mobile Bill
The loanable amounts under the loan offer varies. All loan applications are subject to the approval of the lender. Meanwhile, Home Credit has posted the range of loanable amounts under the cash loan offer.
There are several ways on how to apply for the Home Credit Cash Loan offer. You may apply through the official app of the lender or you may also a visit its partner store and be assisted by an agent. You may also call the hotline of the lender at (02) 7753 5714.
