Guide on the Requirements for Home Credit Cellphone Loan Offer Application
REQUIREMENTS FOR HOME CREDIT CELLPHONE LOAN – Here are the documents needed in applying for a product loan to Home Credit.
Nowadays, you can have a lot of things even if you won’t pay for them under a one-time full payment. It is because of the presence of companies that offer product financing services. One of these firms is Home Credit.

Home Credit offers a product financing service or loan that can assist you in purchasing a cellphone, laptop, tablet, or any other gadgets. It is also open for the financing of a purchase of a furniture or appliance.
Here are the eligibility requirements for Home Credit Cellphone Loan application:
- a Filipino citizen
- at least 18 years old but not more than 68 years old
- has a stable source of income (employment, business, pension, remittance)
With regards to the documentary requirements for Home Credit Cellphone Loan application, you only need to prepare at least one (1) valid ID that contains your current address. Here are the lists of the IDs you may choose from:
Primary IDs:
- Voter’s ID
- Professional Regulation (PRC) ID – secondary ID with address required
- Driver’s License ID
- Passport – secondary ID with address required
- Postal ID (New)
- Philippine Identification Card
Secondary IDs:
- NBI Clearance
- Barangay Certificate
- Phone Bill
To apply for the loan offer, go to a partner store of Home Credit Philippines where your target mobile phone is available. Approach the HC sales agent for assistance in applying for the loan offer.
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