BDO Installment Credit Card — Have Access To Cash Wherever You Are

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Guide on BDO Installment Credit Card Offers & Requirements for Application

BDO INSTALLMENT CREDIT CARD – Here are the excellent features of this BDO Unibank Mastercard offer and the requirements for application.

Nowadays, more and more people consider getting a credit card in preparation of financial emergencies. Are you one of these individuals who are thinking about getting one as your safety net as well?

BDO bank

In the Philippines, one of the banks that you may turn to for finance products and services is the BDO Unibank. It has loan offers which include the BDO Loan for OFW and the BDO Auto Loan as well as multiple credit card offers.

One of the best credit card offers of the bank is the BDO Installment credit card. It is a Mastercard and you can check its excellent features below including the cash advance feature.

BDO Installment Credit Card Features

The BDO Installment credit card is one of the best options in preparing for financial emergencies. Here are the best features that awaits you:

  • convert up to 100% of your credit limit into cash
  • option for light monthly installments as you can repay your cash advance for up to 36 monthly installments
  • you can avail another cash advance again after your payment has replenished your credit limit
  • easy cash requests through the BDO website, BDO Branches, or Cash Availment Hotline
  • low annual membership fee of only ₱1,000 per year
  • hassle free application for cash advance offer as it is non-collateral and co-maker-free
  • accepted in over 20 million locations in around 275 countries and territories

In applying for the BDO Unibank credit card offer, there are some eligibility requirements that the applicant must meet to qualify for the offer. Here are the qualifications set by the bank:

  • with a minimum gross fixed monthly income of Php 15,000
  • a Filipino citizen or a foreigner resident in the Philippines
  • at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
  • at least 13 years old for Supplementary Cards

With regards to the documents required in applying for the BDO Unibank credit card offer, there are variations among the employed and self-employed Filipinos as well as a different set of requirements for foreigner residents in the country.

Here’s a guide on the documentary requirements in applying for the BDO Installment Credit Card offer:

Employed Filipinos

  • completed and signed BDO Credit Card Application Form
  • any valid photo-bearing identification document like a government-issued ID e.g.:
    • PhilSys ID
    • Driver’s License
    • SSS ID
    • Passport
    • applicants of Supplementary Cards who are studying may submit valid school ID
  • Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
  • any of the following:
    • Latest full-month’s payslip/s
    • Original Certificate of Employment indicating status, service tenure, and compensation breakdown
    • if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books

Self-Employed Filipinos

  • completed and signed BDO Credit Card Application Form
  • any valid photo-bearing identification document like a government-issued ID e.g.:
    • PhilSys ID
    • Driver’s License
    • SSS ID
    • Passport
    • applicants of Supplementary Cards who are studying may submit valid school ID
  • Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
  • Photocopy of registration of Business Name
  • DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
  • Last 3 months’ bank statements, optional

Foreigner Resident in the Philippines

  • completed and signed BDO Credit Card Application Form
  • cpy of Employment Contract or Certificate of Employment
  • Letter from Embassy (if Embassy official)
  • any one of the following valid documents:
    • Valid VISA and work permit
    • Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
    • valid passport with any of the following:
      • Special Investors Resident VISA
      • Special Non-Immigrant VISA for PEZA investors and employees
      • VISA with EO226

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