Guide on SSS Sickness Benefit Qualifications in Filing Claim
SSS SICKNESS BENEFIT – Here is a guide on who are qualified to file for a Sickness Benefit claim to the Social Security System.
In the Philippines, there is a huge advantage in maintaining an active account to the Social Security System or more popularly called SSS. It has several loans and benefit offers for the membeers.
The Social Security System has been in the service of the Filipino people for decades now since it was founded in 1957 following the passage of the Republic Act No. 1161 or the Social Security Act of 1954.
The SSS is one of the giants in the country in terms of social insurance. It has millions of members coming from different fields — locally-employed individuals, overseas Filipino workers (OFWs), self-employed individuals, and voluntary members including the non-working spouses of members.
As millions of people are members of the SSS, a lot of individuals also have access to the offers of the state-run social insurance agency which include loans and benefit offers. One of the benefits that members may turn to is the SSS Sickness Benefit or also called the SSS Sickness Claim.
The said benefit offer was designed so that members have something to turn to when an illness or injury has left them under a home or hospital confinement for at least four (4) days. Through the offer, a sickn SSS member need not to worry about his/her financial loss on the days that he/she can’t report to work due to sickness or injury.
Truth be told that many people cannot afford to be absent at work even when they are sick because they cannot endure deductions from their salaries. This can be a big help so that members have an option to really take the time for their recovery.
Who are qualified to file for a claim for SSS Sickness Benefit? The Social Security System has crafted a list of eligibility requirements under the offer such as the following:
- sick or injured and is unable to report to work
- confined at a hospital or at home for at least four (4) days
- paid at least three (3) months of contributions within the 12-month period immediately before the semester of sickness or injury
- used up all company sick leaves with pay for the current year
- duly notified his or her employer
Surely, another question that pops on the mind of members is the amount that may be extended by the Social Security System under the Sickness Benefit offer. Many people can’t bear not to have a daily income because of the household expenses that they will have to meet.