Guide on BDO Multipurpose Loan Requirements 2026 for Application
BDO MULTI-PURPOSE LOAN REQUIREMENTS 2026 – For foreigners who want to apply for the offer, here are the documents that you will need.
Have you come across the Personal Loan program of BDO Unibank? It is regarded as one of the most reliable financial options available, offering funds that can be used for personal purchases, travel, events, fees, subscriptions, and many other needs.
A standout feature of this loan is its accessibility—not only for Filipinos who are employed locally or self-employed, but also for foreign nationals residing in the Philippines who wish to apply.
BDO has outlined a separate set of requirements for foreign applicants interested in the Personal Loan. Below is a guide to the qualifications:
Eligibility Criteria:
- Filipino citizen or foreign resident in the Philippines
- At least 21 years old at the time of application
- Not older than 60 years upon loan maturity
- Regular employee or self-employed with a business operating for at least two (2) years
- Must have a landline (home or office) or a mobile number (prepaid or postpaid)
- Residence or workplace must be located within an area served by a BDO branch
Requirements
- Completed and signed BDO Personal Loan Application Form
- Valid government-issued ID
- Proof of income:
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (for Embassy Officials)
- Any of the following:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR), Immigrant Certificate of Registration (ICR), or ACR-I
- Valid passport with one of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA, or VISA under EO226
Aside from the multi-purpose cash loan, the bank also offers the BDO Auto Loan.