Guide on New SSS Contribution Table 2026 for Voluntary Members
NEW SSS CONTRIBUTION TABLE 2026 – You can check here the monthly contribution rates set for voluntary members of the Social Security System.
Although it may take a slice from your monthly salary, establishing a retirement strategy will greatly benefit you in the future. This is one of the best gifts you can give to yourself. It can save you from economic shock which can make your retirement years less ideal.
When it comes to insurance policies, many Filipinos cannot afford to deal with the huge premiums brought by the policies offered by private insurance firms. This is where the Social Security System or more popularly known as SSS comes to the rescue.
The SSS is known as one of the biggest providers of loans that are meant to cushion the qualified members from the different situations in life. It also got several SSS benefits that can attend to maternity, disability, sickness, etc.
The membership to the Social Security System is not only open for the Filipinos who are employed in the private sector and those who are self-employed. Its doors are open for voluntary members.
To maintain a good account standing, it is best to send in accurate monthly contributions dictated by the New SSS Contribution Table. Keeping your account active ensures a vital safety net for events like illness, pregnancy, or long-term disability.
The contributions must follow the guidelines listed in the New SSS Contribution Table 2026 to ensure that your account is active. For voluntary members, here is a guide on the premium set by the social insurance giant:
Social Security System Loans
SSS Salary Loan
The SSS Salary Loan offer of the Social Security System acts as an accessible, multi-purpose cash advance for short-term needs. To apply successfully, members must check that they are:
- has posted at least 36 monthly contributions in the SSS account
- updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- currently employed, self-employed, or voluntary member of the Social Security System
- has not received any final benefit from the SSS
- has not been disqualified due to fraud committed against the SSS
SSS Housing Loan
If you need to execute structural improvements in your home, you may turn to the SSS Housing Loan. Here is the eligibility criteria under it:
- a member of SSS who has at least 36 months contributions with 24 continuous contributions in the period prior to application
- not more than 60 years old at the time of application
- not previously granted a repair and/or improvement loan by the SSS or NHMFC
- has not been granted final SSS benefits
- updated in the payment of their other SSS loan(s), if any
SSS Calamity Loan
The social insurance giant also got the Calamity Loan offer which aims to help members pick up the pieces after extreme weather anomalies. It is open for members who meet the following criteria:
- residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
- registered on the My.SSS portal
- has posted at least 36 monthly contributions
- has not availed of final benefits
- has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)