Here’s the SSS Contribution Table 2026 for Members
SSS CONTRIBUTION TABLE 2026 – If you are a household employer, here is the monthly premium set by the Social Security System.
A retirement plan is one of the most practical ways to ensure that you are prepared for the life after employment – which still comes with bills. Private insurance policies remain out of reach for many Filipinos because of the high premiums. There is no budget for it in many households. This is why a lot of people often look to social insurance providers for support.
The Social Security System or more popularly known as SSS provides its members with a wide range of benefits and loan programs. These SSS benefits and loans are designed to support individuals in various circumstances such as maternity, disability, illness, and even unemployment.
As one of the state-run social insurance institutions, the SSS serves a membership base that is composed of Filipinos coming from different walks of life. Its members include private sector employees, self-employed individuals, overseas Filipino workers, employers, household helpers, non-working spouses of SSS members, and voluntary contributors.
Aside from the employers of household helpers or kasambahays, employers of SSS members working in the private sector are legally required to share in the payment of the monthly premiums of their workers. There is a specific schedule of monthly contributions has been established that members and employers should review.
The amount of the monthly premium depends on the SSS contribution table 2026. The paying member’s income source and earnings level are two important factors. The state-run social insurance entity has also set defined rates that employers are obligated to shoulder as part of their responsibility under the social insurance program.
SSS Contribution Table 2026
With regard to the SSS loans, here are the different loan offers provided by the social insurance entity:
- has posted at least 36 monthly contributions in the SSS account
- updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- currently employed, self-employed, or voluntary member of the Social Security System
- has not received any final benefit from the SSS
- has not been disqualified due to fraud committed against the SSS
- a member of SSS who has at least 36 months contributions with 24 continuous contributions in the period prior to application
- not more than 60 years old at the time of application
- not previously granted a repair and/or improvement loan by the SSS or NHMFC
- has not been granted final SSS benefits
- updated in the payment of their other SSS loan(s), if any
- residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
- registered on the My.SSS portal
- has posted at least 36 monthly contributions
- has not availed of final benefits
- has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)
SSS recently announced that pensions will rise by 10%. Meanwhile, it also assured the members that it comes with no adjustment to the regular premiums.