SSS Calamity Loan Details for Application & Requirements

Guide on SSS Calamity Loan — How to Apply & the Requirements in Applying

SSS CALAMITY LOAN – Here is a thorough guide on the details of the Social Security System loan offer, the application process, and requirements.

In times of natural disasters, members of the Social Security System, one of the biggest social insurance institutions in the country, may turn to the Calamity Loan offer for assistance in recovering from the impacts of the natural event. This was extended to a lot of members several times during instances of massive flooding due to typhoons.

Social Security System (SSS)
Photo Credit: Inquirer

The Calamity Loan offer of the Social Security System is under the Calamity Loan Assistance Program or CLAP, one (1) of the two (2) programs of the state-run social insurance agency under the Calamity Assistance Program (CAP).

The SSS Calamity Loan bears its own set of eligibility criteria and documentary requirements. Below, you may also check the details about the loan offer’s loanable amounts, loan terms, interest rate, etc.

SSS Calamity Loan
Photo Credit: BusinessWorld Online

Like in other loans offered by the Social Security System, there are eligibility requirements for qualification to the loan application. Here is the criteria:

  • residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
  • registered on the My.SSS portal
  • has posted at least 36 monthly contributions
  • has not availed of final benefits
  • has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)

The loanable amounts under the Social Security System is equivalent to one monthly salary credit (MSC). You may repay the loan for up to 24 monthly installments. The interest rate is 10% per annum.

You can download the SSS Calamity Loan application form online. Here are the documents needed in applying for the loan offer of the Social Security System (SSS) if the member will be the one who will process the loan application:

  • One (1) copy of the SSS calamity loan assistance application form[2]
  • Original copy of barangay certification
  • Original copy of valid ID

If the loan application will be processed by a representative of the SSS member, there is a different set of documentary requirements for loan application. Here are the requirements:

  • One (1) copy of the SSS calamity loan assistance application form
  • Original copy of authorization letter
  • Original copy of barangay certificate
  • Printed scanned copies of valid ID/documents of the OFW or seafarer member
  • Original copy of valid ID or document of the authorized representative

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