Here are the SSS Monthly Contribution Rate 2025 You Must Regularly Pay
SSS MONTHLY CONTRIBUTION 2025 – For non-working spouse members of the SSS, here is a guide on the contribution rate for next year.
In the Philippines, there are two (2) social insurance giants that widen the financial resources of millions of Filipinos — the Government Service Insurance System or GSIS and the Social Security System or SSS. Employees of the private companies are mandated to maintain an active membership to the latter.
Meanwhile, the membership to the Social Security System is not only for the employees of private companies as well as self-employed individuals, overseas Filipino workers, and non-working spouses members.
An SSS membership widens the financial resources of its members through the SSS benefits and the different loan offers that it has crafted for its members. It has helped millions of its members in different situation.
To qualify for the benefit and loan offers of the Social Security System, it is important for a member to maintain an updated account by posting monthly premiums. The SSS monthly contribution rate vary among the members.
Before checking on the SSS monthly contribution rate, here are the benefit offers of the social insurance giant:
- SSS Sickness Benefits
- SSS Disability Benefit
- SSS Maternity Benefit
- SSS Employee’s Compensation Benefit
- SSS Unemployment Benefit
- SSS Retirement Benefit
- SSS Death Benefit
- SSS Funeral Benefit
In 2024, the SSS confirmed that there will be a hike in the SSS monthly contribution rate following the postponement of the previous increase. Recently, the social insurance giant has posted the list of rates:
The Social Security System does not only offer benefits for its members but as well as loans. It is ready to help in the short-term financial needs of the members as well as in other cases.
SSS Salary Loan
Among the SSS loans, the most flexible one in terms of purpose is the SSS Salary Loan. It was designed to provide for the short-term financial needs of the members. Under the offer, a member may have access to an amount that may equal to up to twice of his/her monthly salary under the loan offer.
SSS Housing Loan
Another SSS loan is the SSS Housing Loan which was crafted to finance the house repairs and home improvements of qualified members.
SSS Calamity Loan
In times of natural calamities, members of the SSS living in areas hit by a natural disaster may turn to the SSS Calamity Loan offer.