Guide on the SSS Employee’s Compensation Benefit Offer
SSS EMPLOYEE’S COMPENSATION BENEFIT – The Social Security System provides multiple offers for the employed members of the state entity.
While the Social Security System has a benefit offer for the members in times of involuntary job loss, it has also launched a benefit program exclusive for the employed members of the state-run social insurance agency.
Under the SSS Employee’s Compensation Benefit Program, the employee may be compensable in the event of sickness, injury, or death resulting from a work-related accident. Here are the criteria set by the state entity:
- employee is injured at the workplace
- employee is performing official functions
- If the injury is sustained elsewhere, the employee is executing an order for the employer.
The Social Security System made it clear that employers must record the incident in their log book or else they will be held accountable for 50% of the lump sum equivalent of the amount to be given to the member. The amount to be granted may vary.
With regards to the Death Benefit under the SSS Employee’s Compensation Program, it will be granted to the legal dependents of the deceased member. The primary beneficiaries are the following:
- “legitimate spouse living with the employee at the time of his/her death until he remarries; and the
- the legitimate, legitimated, legally adopted or acknowledged natural children, who are unmarried, not gainfully employed, not over 21 years of age, or over 21 years of age, provided that they are incapacitated and incapable of self-support due to physical or mental defect which is congenital or acquired during minority; provided further, that a dependent acknowledged natural child shall be considered as a primary beneficiary only when there are no other dependent children who are qualified and eligible for monthly income benefit; provided finally, that if there are two or more acknowledged natural children, they shall be counted from the youngest and without substitution, but not exceeding five”
In the absence of the primary beneficiaries, the benefit may be granted to the living parents of the deceased SSS member who are the secondary beneficiaries.
In the absence of the living parents, it may be granted to “the legitimate descendants and illegitimate children who are unmarried , not gainfully employed, and not over 21 years of age, or over 21 years of age provided they are incapacitated and incapable of self-support due to physical or mental defect which is congenital or acquires during minority”.
Here are the requirements in filing for a claim under the SSS Employee’s Compensation Benefit program:
For Sickness:
- Certificate of Employment signed by the employer or his/her authorized representative including description of actual duties and responsibilities performed by the worker at the time of the contingency.
- pre-employment medical check-up done by the company; or
- certification by the company that the worker is physically fit when hired
- Certified true copy of the page of the company logbook containing the entry for the particular sickness or accident
- Medical findings of the attending doctor or the hospital records
For Injury:
- Certificate of Employment signed by the employer or his/her authorized representative including description of actual duties and responsibilities performed by the worker at the time of the contingency.
- If the accident happened inside the company’s premises, submit an accident report signed by the worker’s immediate supervisor and by the human resource officer;
- If the accident happened outside the premises of the company, submit a police report
- Certified true copy of the page of the company logbook containing the entry for the particular sickness or accident
- Medical findings of the attending doctor or the hospital records
For Death:
- Certificate of Employment signed by the employer or his/her authorized representative including description of actual duties and responsibilities performed by the worker at the time of the contingency.
- Death Certificate
- Marriage Contract
- Birth Certificate of the Deceased Worker if single
- Birth Certificate of children below 21 years old
- Certified true copy of the page of the company logbook containing the entry for the particular sickness or accident
- Medical findings of the attending doctor or the hospital records
If the member reaches the retirement age, he/she may stop working and file for the SSS Retirement Benefit claim. Undeniably, this benefit offer is the one that the members look forward to the most.
