Guide on the Pag-IBIG Fund HELPs Requirements for Application
PAG-IBIG FUND HELPS REQUIREMENTS 2025 – If you are an overseas Filipino worker (OFW) member, here is a guide on the documents you must submit for application to the Pag-IBIG Fund Health and Education Loan programs.
The membership to the Pag-IBIG Fund, one of the biggest loan-providing state entities in the Philippines, is mandated among the government employees as well as most of the workers employed in the private sector. Self-employed individuals are also encouraged to maintain an active membership to the Fund for a better preparation for the future.
Meanwhile, the Pag-IBIG membership is not only open for locally-employed and self-employed individuals as well as overseas Filipino workers (OFWs). Among its many loan offers, Pag-IBIG is most popular for its Housing Loan which has finance the residential property acquisition of many of its members.
The Housing Loan offer of the Fund is also ready to finance a house construction as well as a home renovation. The state entity also accepts loan take-out of existing loans under the other financing companies. Aside from the Housing Loan offer, the Fund also has the Pag-IBIG HELPs or the Pag-IBIG Fund Health and Education Loan programs.
The Pag-IBIG HELPs was crafted to provide financial solutions for qualified members in their health and educational purposes. Here are the qualifications under the loan offer of the Fund:
- an active Pag-IBIG member with at least one (1) monthly contribution posted within the last six (6) months
- with at least 24 monthly membership savings under the Pag-IBIG Regular Savings
- avail the loan from Pag-IBIG HELPs partner schools and/or hospitals
Even the Pag-IBIG members with an existing Pag-IBIG Multi-Purpose Loan, House Loan, and/or Calamity Loan may apply for the Pag-IBIG Fund Health and Education Loan programs or the Pag-IBIG HELPs. It is open not only for the locally salaried and non-salaried members of the Fund but as well as overseas Filipino workers (OFWs) members.
Are you an overseas Filipino worker (OFW) who wants to apply for the loan offer? Here are the Pag-IBIG Fund HELPs requirements for application:
- duly-accomplished Pag-IBIG HELPs Application Form
- billing assessment from the HELPs partner school or hospital
- one (1) valid ID
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino WorkerID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan
The Fund requires documents that prove the income of the member-borrower. Here are the other Pag-IBIG HELPs requirements that an OFW must submit in applying for the loan offer:
- Employment Contract:
- Employment Contract between employee and employer; or
- POEA Standard Contract
- Notarized Certificate of Employment and Compensation (CEC)
- CEC written on the Employer/Company’s official letterhead; or
- CEC signed by employer (for household staff and similarly situated employees) supported by a photocopy of the employer’s ID or passport
The Pag-IBIG Fund also offers the Pag-IBIG HEAL that bear a different set of requirements.