SSS Monthly Contribution Rate 2025 for Local Employee Members — A GUIDE

Here are the SSS Monthly Contribution Rate 2025 You Must Regularly Pay

SSS MONTHLY CONTRIBUTION 2025 – For local employee members of the Social Security System, here is a guide on the contribution rate for next year.

Are you one of the members of the Social Security System? Considered a giant in the field of social insurance, the SSS has a lot of benefits for its members. Thus, an updated membership to the state entity is truly an edge.

Social Security System (SSS)
Photo Credit: Inquirer

An updated membership account to the Social Security System is like a safety net in times of unforeseen financial needs as well as the achievement of some goals. Millions of Filipinos are members of the social insurance entity. Not only Pinoys residing in the Philippines are members of the SSS but as well as many overseas Filipino workers (OFWs).

The Social Security System was put up through the Social Security Act of 1954. A big part of its member populace is composed of Filipinos who are employed in the private sector.

SSS Monthly Contribution Rate 2025
Photo from PhilStar

To recall, the SSS membership is open for a lot of people and there is a unique SSS monthly contribution rate set for each category. Here are the chunks of members composing the SSS member populace.

  • Employee
  • Employer (Business or Household Employer)
  • Self-Employed
  • Househelper or Kasambahay
  • Overseas Filipino Workers (OFW) (land-based and sea-based, except for Filipino permanent migrants, including Filipino immigrants, permanent residents, and naturalized citizens of their host countries, who may be covered on a voluntary basis)

The Social Security System has benefit offers as well as loans. To maintain an updated account, you need to regularly post a premium based on the SSS Monthly Contribution Rate set by the social insurance entity.

Before anything else, it is best to check on the different benefit offers of the SSS:

The Social Security System has already confirmed that there will be an increase on the SSS monthly contribution rate. However, the social insurance giant has yet to post the final rate. Rest assured that we will keep you posted regarding the SSS Monthly Contribution Rate 2025.

Aside from the benefit offers, the Social Security System also has loans for its members. Here are three (3) of the main loan offers of the state entity:

SSS Salary Loan

The SSS Salary loan is a multi-purpose cash loan offer that was crafted to address the short-term financial needs of the member-borrower. A member-borrower may borrow up to twice of his/her monthly salary under the loan offer.

SSS Housing Loan

The Social Security System also offers the SSS Housing Loan. It is designed to help members finance the repairs and improvements of their residential properties. The loanable amount depends on factors such as the member’s posted contribution, the project, and the member’s capacity to pay.

SSS Calamity Loan

When natural disasters happen, members of the SSS residing in areas hit by a calamity may apply for the SSS Calamity Loan offer.

Leave a Comment