Guide on the Pag-IBIG Fund HELPs Requirements for Application
PAG-IBIG FUND HELPS REQUIREMENTS 2025 – If you are a locally-employed individual, here is a guide on the documents you must submit for application to the Pag-IBIG Fund Health and Education Loan programs.
There are several state entities in the Philippines and one of the giants among these entities is the Pag-IBIG Fund. It is in the service of the Filipino people for decades now providing loans and other social services.
The Pag-IBIG Fund is most popular for its Housing Loan offer. It has helped countless Filipinos have their own residential property or build their dream house through the loan offer. It also finances the refinancing of an existing home loan.
Meanwhile, through the years, the Fund has continuously grow its loan offers. Aside from the Housing Loan, it now has the Pag-IBIG HELPs or the Pag-IBIG Fund Health and Education Loan programs.
Through the Pag-IBIG HELPs, the Fund wants to provide financial solutions for qualified members in their health and educational purposes. It is open for members who meet the following qualifications set by the Fund:
- an active Pag-IBIG member with at least one (1) monthly contribution posted within the last six (6) months
- with at least 24 monthly membership savings under the Pag-IBIG Regular Savings
- avail the loan from Pag-IBIG HELPs partner schools and/or hospitals
The Pag-IBIG Fund Health and Education Loan programs or the Pag-IBIG HELPs is open not only for the locally-employed and self-employed individuals but as well as overseas Filipino workers (OFWs) who are members of the Fund.
Even the Pag-IBIG members who have an existing Pag-IBIG Multi-Purpose Loan, House Loan, and/or Calamity Loan may apply for the loan offer provided that the account is not in default. There are varying requirements for the Pag-IBIG HELPs application.
If you are a locally-employed individual who is a member of the Fund and you wish to apply for the offer, here are the Pag-IBIG Fund HELPs requirements for application:
- duly-accomplished Pag-IBIG HELPs Application Form
- billing assessment from the HELPs partner school or hospital
- one (1) valid ID
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino WorkerID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan
The Fund requires documents that prove the income of the member-borrower. The state entity requires that the “Certificate of Net Pay” portion at the back of the application form must be accomplished by the employer or submit a photocopy of one (1) month latest payslip duly-authenticated by the authorized signatory of the company.
Aside from the Pag-IBIG HELPs, the Fund also has the Pag-IBIG HEAL that bear a different set of requirements.