Check Below the Lists of BPI Cash Loan Requirements for Application
BPI CASH LOAN REQUIREMENTS 2025 – Here are the documents required in applying for the Personal Loan offer of the Bank of the Philippine Islands.
One of the most reputable banks in the Philippines is the Bank of the Philippine Islands or more popularly called BPI. There are over 1,200 branches of the bank across the nation thus, availing its services is really easy.
The Bank of the Philippine Islands started operating in the country in 1851 as the “El Banco Español Filipino de Isabel II”. Through the years, it has continuously bettered its offers.
BPI offers several financial products — savings and checking accounts, loans, credit cards, investment products, and a lot more. Aside from the BPI Housing Loan for renovation, the bank also has a Personal Loan or also called the BPI Cash Loan.
The BPI Personal Loan is a multi-purpose cash loan offer that can provide you with funds for your travel, car repair, personal purchase, etc. The loan is payable for up to 36 months and the loanable amount depends on the capacity of the borrower.
The loan offer is open not only for the locally-employed and self-employed individuals but as well as overseas Filipino workers (OFWs). With regards to the BPI cash loan requirements, the list of documents depend if you are locally-employed, self-employed, or an OFW.
Here is a guide on the BPI cash loan requirements for application:
Locally-Employed Individuals
- duly-accomplished BPI Personal Loan Application Form
- valid ID issued by the Philippine government (with photo and signature)
- latest three (3) months payslips or latest Income Tax Return (ITR) or Bureau of Internal Revenue (BIR) Form 2316
Self-Employed Individuals
- duly-accomplished BPI Personal Loan Application Form
- valid ID issued by the Philippine government (with photo and signature)
- 3 years of Audited Financial Statements (AFS) or latest ITR
- Business Registration Certificate issued by the Department of Trade and Industry (DTI) or the Securities Exchange Commission (SEC)
Allottee
- duly-accomplished BPI Personal Loan Application Form
- Proof of remittance or latest bank statement where remittance is credited
- Latest and unexpired POEA validated information sheet or latest Employment Contract or consularized COE (If remitter is permanent resident in the country)
OFW
- Agency-based
- Latest and unexpired signed POEA contract or employment contract with boarding date
- For Direct Hire
- Latest 3 months Proof of remittance
- Latest and Unexpired POEA Validated Information Sheet or latest POEA Overseas Employment Certificate (OEC), and latest Employment Contract*
- Consularized COE (If remitter is permanent resident in the country)
To apply for the loan offer, submit your BPI cash loan requirements to a branch of the bank. The loan processing may take between 5-7 days. If approved, the loan proceeds will be credited to your BPI account within two (2) days.
Aside from the Personal Loan offer, the Bank of the Philippine Islands also offer a BPI Housing Loan for New Home Purchase.