List of BDO Home Loan Requirements You Must Prepare for the Application
BDO HOME LOAN REQUIREMENTS – Here are the documents required by BDO Unibank in applying for the loan offer.
Nowadays, you do not have to wait for several months or years to be able to save money for your dream house. There are a lot of home loan offers that you can turn to so you can start living in your dream house right away while just paying for it in monthly installments.
In the Philippines, one of the banks that you may turn to is BDO Unibank, a trusted entity in the country in terms of banking and financial services. It has a Home Loan offer that can finance a residential property acquisition, house construction, and home equity loan.
The loan offer is open for both Filipinos and foreign nationals. Under the offer, the loan is payable for up to 20 years depending on the purpose of the loan application. The loanable amount may vary.
To apply for the loan offer, there are personal documentary requirements that must be prepared and submitted to the bank aside from the collateral documents. The lists depend if you are a BDO account holder or a non-BDO account holder.
If you have an existing account to BDO Unibank, here are the BDO Home Loan requirements that you must prepare and submit to the bank for the loan application:
- General Documents
- duly-accomplished and signed BDO Home Loan Application Form
- Income Documents
- Self-Employed
- Bank Statement
- Audited Financial Statements for the last two (2) years
- Overseas Filipino Workers (OFWs)
- Latest three (3) months payslips
- Latest Crew Contract, if sea-based
- Latest proof of remittance for the last three (3) months
- Latest Certificate of Employment with Income (COEI)
- Self-Employed
If you are not yet an account-holder of BDO Unibank, here are the documents required in applying for the loan offer:
- General Documents
- duly-accomplished and signed BDO Home Loan Application Form
- photocopy of one (1) valid ID matching application details
- Marriage Contract, if applicable
- Income Documents
- Locally Employed
- Latest Certificate of Employment with Income (COEI)
- Latest three (3) months payslips
- Latest Income Tax Return (ITR)
- Self-Employed
- Certificate of Business Registration from SEC, if applicable
- Audited Financial Statements for the last two (2) years
- Bank Statement, non-BDO Account
- OFW
- Latest three (3) months payslips
- Latest proof of remittance for the last three (3) months
- Latest Crew Contract, if sea-based
- Latest Certificate of Employment with Income (COEI)
- Locally Employed
