Guide on SSS Funeral Benefit Qualifications for Deceased Member
Here are the qualifications set by the Social Security System (SSS) for a deceased member’s eligibility to the Funeral Benefit and the priority with regards to claimants.
One of the giant social insurance institutions in the Philippines is the Social Security System or more popularly called SSS. It has millions of members across the nation composed of locally-employed and self-employed individuals, overseas Filipino workers (OFWs), and voluntary members.
The SSS has been in the service of the Filipino people for decades now. It offers several loans and benefits for its member. For qualifications to these loan and benefit offers, a member must meet the eligibility criteria set by the state-run social insurance agency.
The Social Security System has crafted benefits and loans that the members can turn to in times of sickness, disability, maternity, calamity, etc. It also has the Funeral Benefit offer that the family of a qualified member can turn to when the member passes away.
Who are qualified under the SSS Funeral Benefit? Here are the qualifications that a deceased member must meet to be eligible for the benefit offer:
- has posted at least one (1) monthly contribution
- employee-member was reported for coverage by his/her employer
- self-employed member/OFW/non-working spouse who had at least one (1) contribution payment
- employee-member was subject to compulsory coverage but was not reported for coverage by his/her employer
- oluntary member who was previously covered either as an employed/self-employed/OFW and had at least one (1) contribution payment
With regards to the claims for SSS Funeral Benefit, it can be processed by a family member or anyone who paid for the burial expenses of the deceased member. The invoices or receipts of the funeral costs must be kept and presented to the state-run social insurance agency.
In the latest advisory of the Social Security System, SSS President and Chief Executive Officer Rolando Ledesma Macasaet announced not only the raise of the maximum amount to Php 60,000 but as well as the priority given to the surviving spouse over other claimants.