PhilHealth Monthly Contribution 2023 — A Guide for Members on Premium Rates

PHILHEALTH MONTHLY CONTRIBUTION 2023 – You can check the details below for the premium rates set for PhilHealth members this year.

One of the important things to do from time to time is to check on the contribution rates of the Philippine Health Insurance Corporation. It is the way to ensure that you are submitting the right premium every month for eligibility to assistance in times of medical needs.

PhilHealth Contribution 2023 — Guide on Rates for Members Based on Monthly Salary

Guide on PhilHealth Contribution 2023 for Members

PHILHEALTH CONTRIBUTION 2023 – Here is a guide for the premium of members based on the monthly basic salary.

A lot of Filipinos are members of the Philippine Health Insurance Corporation. More popularly called PhilHealth, it is the state-run health insurance that provides financial assistance to the qualified members in times of medical emergency. Undeniably, a PhilHealth membership is the one among its kind with the lowest rate for premium.

PhilHealth
Photo Credit: The Philippine Star

PhilHealth has opened its membership to individuals from all walks of life — employed, self-employed, unemployed, overseas Filipino workers (OFWs), etc. A member of the state-run health insurance corporation will have beneficiaries that can also avail the services and benefits offered by the health insurance institution.

There are several benefit offers for the PhilHealth members and these include assistance on both emergency and non-emergency situations. Also, the benefits include both in-patient and out-patient cases.

PhilHealth Contribution 2023
Photo Credit: Philippine News Agency

To maintain an active account that is eligible for assistance claim, it is important to regularly post a monthly contribution. Every year, the contribution rate changes thus it is important to check on it.

The PhilHealth contribution 2023 is based on the 4.50% premium rate charged by the health insurance institution. The rate is as per PhilHealth Circulate No. 2019-0009.

For PhilHealth members earning P10,000 and below.

The members of the Philippine Health Insurance Corporation who earn P10,000 per month and below will have a monthly premium which is equivalent to 4.50% of his or her monthly basic salary. For example, if a member is earning P10,000, he or she will have to pay a PhilHealth monthly contribution of P450 to PhilHealth.

For PhilHealth members earning P10,000.01 to P89,999.99 and below.

With regards to PhilHealth members whose monthly salary exceeds P10,000 but below P89,999.99, the premium rate is still at 4.50% thus the premium is between P450.00 to P4,050.00 based on the 4.50% of the member’s basic monthly salary.

For PhilHealth members earning P90,000

The 4.50% premium rate also applies to members who are earning P90,000.00. Under this basic monthly salary, the PhilHealth contribution 2023 for the member is P4,050 per month.

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