Guide on Home Credit Loan Downpayment Details under Product Financing
HOME CREDIT LOAN PAYMENT – Here is a guide on how much you must prepare if you want to apply for a loan to Home Credit Philippines.
Home Credit Philippines has become the turn to of many people when it comes to product financing services. It requires minimal downpayment as well as requirements for application. Also, it covers a wide range of products as it has a multitude of partner stores across the nation.
If you are a new client, you must prepare for the Home Credit loan downpayment. You must prepare at least 30% of the selling price of the item that you wish to purchase under the loan offer.
Meanwhile, for previous and existing clients who have good credit histories, there might be an offer dragging the Home Credit loan downpayment to as low as P800.00 only. It depends if you have the said offer.
To check if you are allowed to do the minimal downpayment, you may seek the help of an HC sales agent at any partner store of the lender. Currently, among the product offers of the lender are laptops amid the fast approaching school opening.
You may check the loan deals at — Home Credit Laptop Loans Up from July 1 – September 15, 2023 — Back-to-School Deals.
Aside from the product financing service, Home Credit also offers a cash loan but it is only extended to clients who have good credit records. For the loanable amounts under the offer, you may visit — Home Credit Cash Loan Application: New Minimum & Maximum Loanable Amounts
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