PhilHealth Monthly Contribution 2025 — A Guide on Members’ Premium Based on Income

Details about the PhilHealth Monthly Contribution 2025 for Members

PHILHEALTH MONTHLY CONTRIBUTION 2025 – Here is a guide on the monthly premium set by the state health insurer based on member’s income.

Many Filipinos are members of the Philippine Health Insurance Corporation. More popularly called PhilHealth, are you one of those individuals who are in a constant pursuit of keeping your account updated?

PhilHealth

Undeniably, the premium under PhilHealth is way more affordable compared to the monthly fees in paying for a private health insurance policy — the coverage among the policies differ although. For most people especially the low-income earners, this is the affordable choice.

Meanwhile, a PhilHealth coverage includes both inpatient and outpatient benefits. Thus, it is really an edge if you consistently maintain paying your monthly premium. It is important to check the rates like the PhilHealth monthly contribution 2025 rates in this case.

PhilHealth Monthly Contribution 2025

Before checking on the rates, let us have a review of the member populace of the state health insurer. The PhilHealth members include both direct and indirect contributors which are the following:

Direct Contributors. There are individuals who are direct contributors of the Philippine Health Insurance Corporation who pay for their monthly premium. These people include those who are mandated to be PhilHealth members. Here are the direct contributors of the state health insurer:

  • Employees with formal employment
  • Kasambahays
  • Self-earning individuals; Professional practitioners
  • Overseas Filipino Workers
  • Filipinos living abroad and those with dual citizenship
  • Lifetime members
  • All Filipinos aged 21 years and above with capacity to pay

Indirect Contributors. The state health insurer also got indirect contributors which are the following:

  • Indigents identified by the DSWD
  • Beneficiaries of Pantawid Pamilyang Pilipino Program
  • Senior citizens
  • Persons with disability
  • Sangguniang Kabataan officials
  • Previously identified at point-of-service / sponsored by LGUs
  • Filipinos aged 21 years old and above without capacity to pay premiums
  • Solo Parent
PhilHealth Requirements for Hospitalization
Photo Credit: DNStats

The PhilHealth monthly contribution 2025 depends on the salary of the member per month. Here is a guide on the premium you should pay for monthly to keep your account updated:

For members of the Philippine Health Insurance Corp. who earn P10,000.00 and below every month, the monthly premium is at Php 500.00.

For members of the state health insurer who earn between Php 10,000.01 to Php 99,999,99 every month, the PhilHealth Monthly Contribution 2025 is between Php 500.00 to Php 5,000.00 depending on the 5% equivalent of the member’s monthly salary.

For PhilHealth members who earn Php 100,000.00 and above every month, the monthly premium that you must pay to keep your account updated is Php 5,000.00.

Leave a Comment