Here’s List of Pag-IBIG Fund HEAL Requirements 2025 Below
PAG-IBIG FUND HEAL REQUIREMENTS 2025 – If you are a self-employed member of the Fund, here are the documents required for application to the Home Equity Appreciation Loan offer.
In the Philippines, one of the most popular state entities that provide different kinds of loans is the Pag-IBIG Fund. It is operating in the country for decades already and it has millions of members composed of Filipinos based in the country as well as those who are working abroad.
Through the years, the Pag-IBIG Fund has continuously grow its loan offers to provide better services to its members. Undeniably, it is one of the generous state entities when it comes to loans as it has huge loanable amounts even with a low member’s monthly contribution.
With regards to the loan offers of Pag-IBIG Fund, it has several offers. Aside from the popular Pag-IBIG loans which are Multi-Purpose, the Housing, and the Calamity loan offers, the Fund has crafted new loans which include the Pag-IBIG Home Equity Appreciation Loan or also called the Pag-IBIG Fund HEAL.
Through the Pag-IBIG Home Equity Appreciation Loan or HEAL, existing Housing Loan borrowers may have access to additional funds so they can reach their other goals while paying for the low monthly installments of their Housing Loan.
The Pag-IBIG HEAL is ready to finance home improvement purpose, travel, education expenses, leisure, business capital, and utility bill payments, etc. The loan offer is open for salaried and non-salaried members of the Fund as well as overseas Filipino worker (OFW) members of the state entity,
If you are a self-employed individual, here are the Pag-IBIG Fund HEAL requirements for application:
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan (HQP-HLF-858)_V01
- duly-accomplished Pag-IBIG Home Equity Appreciation Loan, for co-borrower/s (HQP-HLF-868)_V01
- Proof of Income:
- ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit
- Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months)
- Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittances, pensions, etc.)
- Copy of Lease Contract and Tax Declaration (if income is derived from rental payments)
- Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs)
- Certificate of Engagement issued by owner of business
- Other document that would validate source of income
- one (1) valid I.D.
- updated Real Estate Tax Receipt/s as of the quarter immediately preceding the date of application
- Health Statement Forms
- Conformity Form for New/Subsequent Housing Availment (HLF409_V03), for co-borrowers who need to express their consent to the new HEAL application
The Pag-IBIG Fund HEAL requirements includes a valid ID. Here are ID options in applying for a loan to Pag-IBIG Fund:
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino Worker ID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan
To apply for the loan offer, simply visit a branch of the Pag-IBIG Fund and submit your requirements. The state entity also has the Pag-IBIG Housing Loan which is its most popular loan offer.