Check Here the RCBC Cash Loan Requirements 2026 for Application
RCBC CASH LOAN REQUIREMENTS 2026 – For self-employed Filipinos who want to apply for the offer, here are the documents required by the bank.
Are you a self-employed individual who is in need of a financial access? Whether it’s for a single purpose or to cover multiple financial needs, one of the trusted institutions you can turn to is Rizal Commercial Banking Corporation.
More popularly known as RCBC, the bank is in the service of countless Filipinos for more than six decades. Over the years, it has earned the confidence of millions of clients not only in the Philippines but as well as abroad. The reputable bank provides financial products not only for the employed individuals but also for the self-employed borrowers.
The RCBC has a long list of loan offers. One of its personal financial products, aside from credit card options, is the RCBC Personal Loan. This multi-purpose loan can be used for various needs — personal purchase, education, investment, etc.
The RCBC Personal Loan offer is open for both salaried and non-salaried individuals. Below, you’ll find the RCBC Cash Loan requirements for the self-employed applicants.
For the self-employed individuals who want to apply for the offer, before checking on the RCBC cash loan requirements that you must submit, here are the eligibility criteria to qualify for the offer:
- Must be at least 21 years old at the time of application
- Not older than 70 years upon loan maturity
- Business must be profitably operating for at least two years
- Should have a credit history or be carded
- Proof of income through three months of bank statements (RCBC or other banks)
As for the RCBC Cash Loan requirements in terms of documents, here are the items you need to prepare and submit to the bank:
- Duly accomplished and signed RCBC Personal Loan Application Form
- One (1) valid government-issued ID
- Proof of income, which may include: o Latest Income Tax Return (ITR) with BIR stamp/Form 2316 o Certificate of Employment and Income o Latest one-month payslip
In some cases, additional RCBC Cash Loan requirements apply for self-employed applicants depending on the type of business. Here is a guide:
- For Sole Proprietorship: Mayor’s Permit or DTI Registration
- For Partnership: Articles of Partnership, SEC Registration Certificate, and General Information Sheet (GIS), if applicable
- For Corporation: Articles of Incorporation and By-Laws, SEC Registration Certificate, General Information Sheet (GIS), and other bank statements of account
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