Guide on Home Credit Basket Shopping Loan 2026 Features & Privileges
HOME CREDIT BASKET SHOPPING LOAN 2026 – Not many people know but Home Credit Philippines got this excellent offer for grocery needs.
Shopping in department stores has always been a stress reliever for many people. It’s a way to clear your mind for a while and treat yourself by picking out the items you want and placing them in your shopping basket or cart. With financing options, you can even enjoy your shopping spree and pay for it in monthly installments.
Home Credit Philippines has expanded its offers over the years. It has introduced the Home Credit Basket Shopping Loan which is a delight for mothers and those who love grocery shopping. This loan allows you to finance your shopping or grocery expenses and settle the bill through affordable monthly payments.
The Basket Shopping Loan is one of the Home Credit Product Loan offers of the international consumer finance provider. It is available to former and existing clients who already have a product loan offer.
Eligibility Requirements
To qualify for the Home Credit Basket Shopping Loan, applicants must:
- Be a Filipino citizen
- Be at least 18 years old but not older than 68 at the time of application
- Present one (1) primary ID containing their current address
- Have a reliable source of income (employment, pension, business, or remittances)
Existing clients with completed loans may also re-apply, subject to the lender’s approval.
Accepted IDs
Primary IDs
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Philippine Identification Card
- New Postal ID
- Voter’s ID
- PRC ID (requires a secondary ID with address)
Secondary IDs / Proof of Address
- Old Postal ID
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
How to Apply
To apply for the Home Credit Basket Shopping Loan, simply visit a shopping mall or grocery store where the product is available and approach a Home Credit sales representative for assistance.
Loan Terms and Payment Options
With regard to the interest rates and loan terms under this offer, they may vary depending on the account. Home Credit payments can be made through any of the following methods:
- Auto Debit Arrangement
- My Home Credit mobile app
- Home Credit website
- Over-the-counter payment
Aside from this shopping loan, Home Credit also offers the Home Credit Card. This excellent offer gives clients even more flexibility in managing their purchases.