Pag-IBIG Calamity Loan Requirements 2026 — A Guide for Members

Lists of Pag-IBIG Calamity Loan Requirements 2026 Members Should Prepare

PAG-IBIG CALAMITY LOAN REQUIREMENTS 2026 – You can check here the documents required in applying for the Fund’s loan offer.

Many Filipinos are members of the Pag-IBIG Fund. It is one of the state-run entities with a multi-million member populace. It is also one of the loan providers under the Philippine government.

Pag-IBIG Calamity Loan Requirements 2026
Photo Courtesy of Manila Standard

The Pag-IBIG membership is open not only for either the government workers or the employees of the companies in the private sector but as well as the self-employed individuals, the overseas Filipino workers (OFWs), and the voluntary members. It has helped countless Filipinos in different situations because of its loan offers.

While the Fund has the Pag-IBIG Multi-Purpose Loan that is ready to address cash needs of various reasons, it also has the Calamity Loan offer that members may turn to in times of natural disaster. Lying within the Pacific Ring of Fire, the Philippines is prone to calamities.

Typhoon Tino Cebu
Photo Courtesy of Inquirer

In fact, there were already several times in the past when the Philippines was hit by a super typhoon that led not only damages to properties but as well as to the loss of lives. In 2025, typhoon Tino left the provinces of Cebu and Negros with huge casualties.

Typhoon Tino Cebu

Thus, there is really an edge in being a Pag-IBIG Fund member who regularly post monthly contributions. With regards to the Pag-IBIG Calamity Loan offer, it was designed to help members in times of natural disaster when a typhoon, an earthquake, or another natural disaster has left the member’s place of residence under a State of Calamity.

Like in other loan offers, there are Pag-IBIG Calamity Loan requirements for application. The list of documents that you need to prepare depends if you, the Pag-IBIG member, will personally process or file your loan application or an authorized representative will do it for you.

If you intend to personally process your loan application, here are the Pag-IBIG Calamity Loan requirements that you need to prepare and submit to the Fund for the loan application:

  • duly-accomplished Pag-IBIG Calamity Loan Form 2023
  • at least two valid IDs
  • Declaration of being affected by the calamity (for formally employed members)
  • Pag-IBIG Loyalty Card
  • proof of income

On another side, if the loan application will be filed or processed by your authorized representative like the HR representative of the company that you are working for, here are the Pag-IBIG Calamity Loan requirements that you should give to your HR:

  • duly-accomplished Pag-IBIG Calamity Loan Form 2023
  • at least two valid IDs
  • an Authorization Letter
  • Declaration of being affected by the calamity (for formally employed members)
  • Pag-IBIG Loyalty Card
  • proof of income

Aside from the calamity loan and the multi-purpose loan, the Pag-IBIG Fund also has the Pag-IBIG HEAL.

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