List of SSS Salary Loan Requirements 2026 for Application
SSS CASH LOAN REQUIREMENTS 2026 – You can check here the documents that you should submit if you are filing a loan application in behalf of a family member or another person.
The Social Security System provides loans and benefit offers for its members which were crafted to address different inevitable situations like disability, sickness, calamity, unemployment, etc. Thus, there is really an edge in maintaining an active membership to the social insurance giant.
Aside from the SSS Calamity Loan and the SSS Housing Loan offers, the social insurance giant also has the SSS Salary Loan. It is open for both compulsory and voluntary members of the state entity as long as you have the SSS Salary Loan requirements.
The SSS members under a compulsory coverage are the employees in the private sector, the employers, the self-employed individuals, the household helpers, and the land-based and sea-based overseas Filipino workers (OFWs) except for Filipino permanent migrants.
The Social Security System has also opened its membership to the non-working spouses as well as former government workers who have separated from work and they are under a voluntary coverage.
One of the loans offered by the SSS is the Salary Loan which is a multi-purpose loan. In fact, you can address several purposes under this loan offer. The loan application is open even for OFW members of the social insurance giant but there is a separate list of SSS cash loan requirements if the loan application will be filed by an authorized representative.
Meanwhile, before checking on the SSS cash Loan requirements, it is important to ensure the member-borrower’s qualifications for the loan offer. The Salary Loan is up for SSS members who meet the following eligibility criteria:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
The authorized representative who file the loan application should prepare the following SSS cash loan requirements:
- duly-accomplished Member Loan Application Form
- SSS-issued Authorized Company Representative (ACR) card
- Letter of Authority (LOA) from employer
- two (2) valid IDs both with signature and at least one with photo
- Member-borrower’s SS card or Application for SS card (SS Form E-6) acknowledgment stub and two (2) valid IDs
With regards to the proof of identity which is included in the list of the SSS cash loan requirements for application, here are the options:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
The Social Security System also has several SSS benefits for members.