Check Here the SSS Salary Loan Requirements 2025 Member Must Submit
SSS SALARY LOAN REQUIREMENTS 2025 – Here are the documents that member must submit to the Social Security System to apply for the cash loan.
A huge part of the Filipino populace is composed of Pinoys who are working in the private sector. Thus, these people are also members of the Social Security System or more popularly called SSS.
The SSS is a social insurance giant in the Philippines. It offers several SSS benefits as well as loans that widen the financial options of its members. Employees of the private sector are mandated to maintain an active membership to the social insurance giant.
An SSS membership is also mandated among the business owners and household employers, self-employed individuals, and household helpers or kasambahays among others.
Overseas Filipino workers (OFWs) may also qualify for an SSS membership. The social insurance giant has also opened its doors to non-working spouses as well as members who got separated from their work.
One of the loan offers of the Social Security System is the SSS Salary Loan. It is a multi-purpose cash loan offer that can provide members with an “equivalent to the average of the member-borrower’s twelve (12) latest posted Monthly Salary Credits (MSCs), rounded to the next higher MSC, or amount applied for, whichever is lower”.
To apply for the loan offer, a member must qualify to the eligibility criteria set by the social insurance giant and submit the SSS Salary Loan requirements. Here are the qualifications under the multi-purpose cash loan offer:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
The SSS Salary Loan requirements depend if the loan application will be filed by the member-borrower himself/herself or it will be filed by an authorized representative. If the loan application will be filed by the member himself/herself, here are the documents required by the social insurance giant:
- duly-accomplished Member Loan Application Form
- SSS digitized ID or E-6 with any two (2) valid IDs (one of which with a recent photo)
- valid ID
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Life Insurance Policy
- Certificate of Naturalization from the Bureau of Immigration
- Birth/Baptismal certificate of child/ren
- Office of Muslim Affairs
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Office of Southern/Northern Cultural Communities
Aside from the Salary Loan offer, the Social Security System also has the SSS Housing Loan offer.