Guide on Robinsons Bank Housing Loan 2025 Features & Application
ROBINSONS BANK HOUSING LOAN 2025 – You can check here the details regarding the home loan offer of the Robinsons Bank.
Are you one of the people who dream of getting a house of your own this year? You don’t actually have to shelve out money for the whole selling price of the residential property, or wait until you get to save for it. There are entities out there that can help you.
Banks are among the entities that you can turn to in reaching your dream to have a house of your own. One of the reputable banks with a housing loan offer is the Robinsons Bank. It is operating in the Philippines for several years already.
Aside from the Robinsons Bank Car Loan, the Robinsons Bank Small Biz Loan, and the Robinsons Bank Motorcycle Loan, the bank also has the Robinsons Bank Housing Loan which is open to finance several purposes. You can check its features below.
The loan offer of the Robinsons Bank is ready to finance any of the following purposes:
- Purchase of the following:
- House & Lot
- Vacant Lot
- Condominium Unit
- Townhouse
- House Construction / Renovation
- Refinancing / Loan Take-out
- Home Equity Loan\
How much is loanable under the Robinsons Bank Housing Loan offer? The maximum borrowing amount actually depends if the residential property was developed by an accredited developer or not.
- Up to 90% of total contract price (Accredited Developers)
- Up to 80% of appraised value (Non-Accredited Developers)
Under the Robinsons Bank loan offer, the loan is payable from 12 months up to 60 months. With regards to the loan interest rates, it depends on the loan term chosen. Here is a guide on the interest rates implemented by the bank:
| Tenor | Rate |
| 1 year | 7.00% |
| 2 years | 7.25% |
| 3 years | 7.75% |
| 4 to 5 years | 8.25% |
| 10 years | 9.25% |
| 15 years | 10.00% |
The loan offer is open for both Filipino and foreign individuals. However, you must comply with the requirements set under the Robinsons Bank Go! Housing Loan.