Check here the List of Requirements for Robinsons Bank Go! Housing Loan Application Process
REQUIREMENTS FOR ROBINSONS BANK GO! HOUSING LOAN – Here is a guide on the documents that interested applicants must submit.
One of the best possessions you can ever have is a house that you can call your own. Truth be told that there is a huge difference in living in a house that you can call your own. The household rules depend on you and you can fill it with the pieces of stuff based on your preference.
Nowadays, you don’t have to wait for several years to be able to live in a house that you can call your own. There are entities that are willing to help out the qualified individuals who want to make a house purchase but cannot pay for it under a one-time full payment.
In the Philippines, one of the banking entities that can help you achieve the house of your dreams is the Robinsons Bank. It is a reputable banking entity with countless clients across the nation. The bank offers the Robinsons Bank Go! Housing Loan.
The Robinsons Bank Go! Housing Loan is one of the loan offers of the bank. It also offers Robinsons Bank Car Loan, the Robinsons Bank Small Biz Loan, and the Robinsons Bank Motorcycle Loan. Its loan offers are open for both salaried and non-salaried individuals.
With regards to the eligibility requirements for the Robinsons Bank Go! Housing Loan application, the offer is open for Filipino individuals who are at least 21 years old but not more than 65 y/o upon loan maturity as well as foreigner nationals with appropriate Alien Certificate of Registration (ACR).
As for the documentary requirements for Robinsons Bank Go! Housing Loan application, here are the documents required by the bank:
Locally-Employed
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- Latest Copy of Certificate of Employment indicating salary, position, and length of employment
- Latest Payslips
Self-Employed
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
Overseas Filipino Workers (OFWs)
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- Latest employment contract of employment
- Latest Working Visa
- Latest Payslips or remittance slips
- Special Power of Attorney (Bank Format)
- Consularized copy may be required if issued abroad
Professionals
- duly-accomplished and signed Robinsons Bank Housing Loan Application Form
- at least one (1) Government-issued ID
- Marriage Contract
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
The Robinsons Bank also include collateral documents for application to its Housing Loan offer. Here are the collateral documents you must submit in applying for the loan offer:
For Accredited Developers
- Latest Statement of Account
- Reservation Agreement or Contract to Sell
For NON- Accredited Developers
- Photocopy of the Title
- Tax Declaration on land and improvement
- Lot Plan Vicinity Map certified by a Geodetic Engineer
- Appraisal Fee
Construction Loans
- Building Plans, Specification and Floor Plans
- Bill of Materials
Refinancing
- Latest statement of account for mortgagee bank/institution
- Latest history of payments