Home Credit Cash Loan 2025 — Get Fast Access To Funds

Guide on Home Credit Cash Loan 2025 Features & Application Process

HOME CREDIT CASH LOAN 2025 – You can check here a loan offer you may apply for to get a fast access to much-needed funds.

Nowadays, the Filipinos have a lot of options that they can turn to in times of financial needs. There are multi-purpose loans offered by the different banks and there are also lending entities that offer a fast solution to financial needs through their loan offers.

Credit Card by Home Credit Philippines — Photo Credit: Iconic MNL

You are probably familiar with Home Credit Philippines as it has greatly rose to prominence in the country. Undeniably, it is most popular for the Home Credit Product Loans or the product financing offers if you are up to buying a mobile phone or any gadgets, an appliance, a furniture, etc.

Aside from the product financing offer, for good payers, the lending entity also offers a Home Credit Cash Loan which you may pay for in person. Under the loan offer, the loanable amount varies depending on the offer of Home Credit.

With regards to the interest rate, Home Credit Philippines applies an add-on interest rate that begins at of 2.32%. Thus, the total amount for the interest depends on how much you borrowed.

Who are qualified to apply for the cash loan offer? The Home Credit Cash Loan is open for Filipino citizens who are at least 18 years old but not more than 68 years old at the time of the loan application and with an existing offer.

Furthermore, to qualify, the borrower must have a valid proof of identity and has a stable source of income from any of the following:

employment
business
monthly pension
regular remittance

What are the requirements for application? Home Credit Philippines has set one of the shortest lists under a loan offer. You only need the following:

duly-accomplished and signed Home Credit Cash Loan Online Application Form
one (1) valid Primary ID or two (2) secondary IDs
- Primary ID
  - Unified Multi-Purpose ID (UMID)
  - Philippine Identification Card
  - Driver’s License
  - Postal ID (New)
  - Professional Regulation (PRC) ID – Secondary ID with Address Required
  - Voter’s ID
- Secondary ID
  - Postal ID (Old)
  - Barangay Certificate
  - NBI Clearance
  - Phone Bill
  - Electricity Bill
  - Water Bill
  - Mobile/Internet/Cable Bill

Apply for the Cash Loan In-Person. To apply for the Home Credit Cash Loan offer in person, you just have to prepare your documentary requirements and head to a partner store of the lending entity where an agent can assist you.

The Home Credit sales agent might ask you to fill in the application form online but, no worries, you will surely be guided. Once the loan offer is approved which may happen within the day that you applied for the loan offer, you may get your money through any of the following:

Bank Transfer

Bank of China
China Bank Savings, Inc.
China Banking Corporation
BDO Unibank Inc
Land Bank of the Philippines
Bank of the Philippine Islands
Development Bank of the Philippines
Union Bank of the Philippines
Security Bank Corporation
Asia United Bank Corporation
East West Banking Corporation
Robinsons Bank Corporation
Philippines Veterans Bank

Cash Pick-Up

Cebuana Lhuillier
USSC
LBC
Bayad Center
Metrobank

Otherwise, if the Home Credit Cash Loan application was rejected, you may apply for the loan offer again as soon as you received another offer from the lending entity. For approved loans, the repayment may be done through any of the following:

Auto Debit Arrangement
- Bank of the Philippine Islands (BPI)
- Metrobank
- UnionBank
- Rizal Commercial Banking Corporation (RCBC)
- BDO Unibank
- Security Bank
- Philippine National Bank (PNB)
- EastWest Bank
Pay through the Mobile App
Pay through the Website
Pay Over-the-Counter
- 7/11
- Palawan Express
- USSC
- Asia United Bank (AUB)
- Cebuana Lhuillier
- Touchpay
- MLhuillier
- Bayad Center
- RCBC Over-the-Counter
- BDO Over-the-Counter
- Digipay