Guide on BDO Diners Club International Credit Card Offers & Requirements for Application
BDO DINERS CLUB INTERNATIONAL – Here are the excellent features of this BDO Unibank credit card offer and the requirements for application.
Credit cards increase nowadays not only in number and credit limit but, most importantly, in prominence. More and more people are thinking about getting a credit card as well as the benefits that it may bring. Are you one of these individuals?
A credit card can be something that can make shopping sprees so much convenience for you. You do not have to bring cash anymore and you may also grab discounts and special privileges while using your card when you make a purchase.
Many people use their credit cards on their daily needs. Others use their credit cards as emergency preparations. Most cards do not only cater purchases using the card but as well as offers cash advance features.
In the Philippines, one of the reputable entities that you may turn to for a credit card offer is the BDO Unibank. It has several credit card offers including the BDO JCB Gold, the BDO JCB Lucky Cat, the BDO American Express Platinum, and the BDO Diners Club International credit card which the features will be presented below:
- earn 1 Travel Mile for every Php 50 spend and get the chance of booking your next flight for free
- FREE airport lounge access every year to over 1,300 Diners Club airport lounges across the globe
- up to ₱5 Million Travel Insurance coverage when you charge your airfare or other transportation tickets to your BDO Diners Club International credit card
- enjoy exclusive Diners Club Privileges with world-class dining, entertainment, and travel experiences
- FREE membership fee for the first year
- access to over 45 million Wi-Fi hotspots in over 200 countries for FREE
- explore easy access to information about the airport lounges and privileges offers by location through the Diners Club Travel Tools mobile app
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
- convenient payment options with Charge on Demand and Auto Charge
Like in all other credit card offers, there are qualifications to be eligible to apply for the BDO Diners Club International credit card. Here are the eligibility requirements in applying for the credit card offer:
- at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
- at least 13 years old for Supplementary Cards
- a Filipino citizen or a foreigner resident in the Philippines
- with a minimum gross fixed monthly income of Php 33,000
The credit card offers of BDO Unibank is open for both employed and self-employed Filipinos as well as foreign residents in the Philippines. To apply for the credit card offer, here are the documents that you need to prepare and submit to the bank:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226