Check Here the Member’s Options for the Virtual Pag-IBIG Online Registration for Easier Access To Account
VIRTUAL PAG-IBIG ONLINE REGISTRATION – You can check here a guide on how to register to the online platform of the Pag-IBIG Fund.
Millions of Filipinos are members of the Pag-IBIG Fund, a state-run entity. Most of its member populace is composed of locally-employed individuals as a membership to the Fund is required by most private and public companies and offices from their employees.
The Pag-IBIG Fund has also opened its membership to self-employed individuals, overseas Filipino workers, and individuals who want to be a member of the Fund. Members must submit a Pag-IBIG Monthly Contribution to maintain an active account.
Pag-IBIG Fund members with active accounts may qualify to the offers of the state entity. The offers include loans that serve several purposes.
While the Housing Loan is the most popular loan offer of the Fund, it also has several other loan offers. Qualified members may apply for any of the following:
There are different sets of qualifications in applying for the loan offers of the Pag-IBIG Fund. Here is a guide on the eligibility criteria under each loan offer of the state entity:
Pag-IBIG Housing Loan
- a minimum of twenty-four (24) monthly membership savings
- not more than sixty-five (65) years at the date of application and not more than seventy (70) years at maturity of the loan
- with a legal capacity to encumber real property
- has the ability to pass satisfactory background / credit and employment / business checks of Pag-IBIG Fund
- without any outstanding Pag-IBIG Short-Term Loan (STL) in arrears at the time of the loan application
- with no Pag-IBIG Housing Loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago
Pag-IBIG Multi-Purpose Loan
- have posted at least 24 monthly membership savings
- have posted at least one(1) monthly membership savings within the last six(6) months
- submit a proficient information on his or her source of income
Pag-IBIG Multi-Purpose Loan
- a minimum of twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings
- in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- with no Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan accounts in default
- gainfully employed or self-employed with proof of income
You may apply for these Pag-IBIG loan offers through the online platform of the Fund. You just have to go for the Virtual Pag-IBIG online registration. Here are the documents you must prepare:
- Pag-IBIG Membership ID or MID
- Active Mobile Number where the One-Time Pin (OTP) can be sent
- Active Email Address where the temporary password can be sent
- Photo of two (2) valid identification cards
- Selfie of member holding the two (2) valid identification cards
With regards to the actual steps for the Virtual Pag-IBIG online registration, here are the two (2) options:
- Download the Virtual Pag-IBIG App from the App Store or Google Play; or
- Visit the online platform of the Pag-IBIG Fund (https://www.pagibigfundservices.com)