Guide on BDO Gold UnionPay Credit Card Offers & Requirements for Application
BDO GOLD UNIONPAY CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.
Credit cards were designed to bring the cardholders benefits and privileges under the right handling. That is what more and more people realize now thus many want to apply for a credit card. Are you one of those people who are searching for one with excellent features?
In the Philippines, one of the entities that you may turn to for credit cards is BDO Unibank. It is one of the giants in the Philippine banking industry with several offers encompassing both personal and business offers.
With regards to its credit card offers, aside from the JCB credit cards that include the BDO JCB Lucky Cat, the bank also offers UnionPay cards which include the BDO Gold UnionPay credit card. It has excellent features which you can check below.
Here are the features and privileges for the cardholers of the BDO Gold UnionPay Credit Card:
- enjoy year-round excellent deals in-store, online, and overseas
- earn Peso Points for every purchase and payment using your BDO Gold UnionPay credit card
- up to ₱5 Million Travel Insurance coverage when you book your flight or other transportation tickets using the credit card
- FREE membership for the first three (3) years
- convenient payment options with Auto Charge and Charge on Demand features
- first supplementary card is FREE for Life
- second to fourth supplementary cards free membership for the first three (3) years
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
Who are qualified for the BDO Gold UnionPay credit card application? There are a few eligibility requirements for application to the offer. To qualify, here are the eligibility requirements that a credit card applicant must meet:
- at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
- at least 13 years old for Supplementary Cards
- a Filipino citizen or a foreigner resident in the Philippines
- with a minimum gross fixed monthly income of Php 33,000
With regards to the documentary requirements in applying for the BDO Gold UnionPay credit card offer, the list of documents that must be submitted to the bank depends if the application is an employed or self-employed Filipino or a foreigner resident in the country.
You can check below the requirements in applying for credit card offer:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226