Guide on BDO American Express Cashback Credit Card Offers & Requirements for Application
BDO AMERICAN EXPRESS CASHBACK CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.
Are you looking for a credit card that can help you earn everytime you spend? Truth be told that spending is an inevitable thing in life but not everyone gets the chance to be able to earn from their spend. It is possible through the BDO Unibank credit cards.
The BDO Unibank is one of the trusted entities in the country with multiple offers encompassing both personal and business finance products and services. It has several credit card offers which include the BDO World Elite Mastercard, BDO Platinum Credit Card, and the BDO Titanium Mastercard.
The bank also has the BDO American Express Cashback Credit Card that allows cardholders to earn from their spending. You can check the many features and privileges for the cardholders.
Here are the perks and privileges for the cardholders of the BDO American Express Cashback Credit Card:
- enjoy no minimum spend, no rebate cap requirements
- FREE first year membership fee
- up to 10% cashback for the first 3 months, with 9% bonus cashback on local purchases and 8% bonus cashback on overseas purchases.
- convert up to 30% of your available credit limit into cash that you can use in several purposes
- up to ₱10,000,000 complimentary travel accident and inconvenience protection insurance
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
- experience convenience payment options through Charge on Demand and Auto Charge features
- secured online shopping experience using your BDO American Express Cashback Credit Card as a different card number for online shopping will be used
- enjoy worldwide acceptance
Who are qualified to apply for the BDO American Express Cashback Credit Card? There are only a few qualifications in applying for this credit card. The aspiring applicant should meet the following eligibility requirements:
- at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
- at least 13 years old for Supplementary Cards
- a Filipino citizen or a foreigner resident in the Philippines
- with a minimum gross fixed monthly income of Php 33,000
Aside from the eligibility requirements, there are some documentary requirements in applying for the BDO American Express Cashback Credit Card. The sets of documents required by the bank vary among the employed and self-employed Filipinos as well as foreigner residents in the country.
Here is a guide on the documents required in applying for the credit card offer:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226