Guide on BDO BDO Titanium Mastercard Offers & Requirements for Application
BDO TITANIUM MASTERCARD – Here are the excellent features of this BDO Unibank credit card offer and the requirements for application.
A credit card is not something that will leave you in debts unless if you don’t know how to use it well — this is what many people realize when they started enjoying the benefits and privileges of having one. Are you one of the people who are up to getting a credit card?
In the Philippines, one of the trusted credit card providers is the BDO Unibank, a banking giant in the industry. Aside from its multiple loan offers that include the BDO Home Loan, the bank also has multiple credit card offers equipped with excellent features. One of these credit cards is the BDO Titanium Mastercard.
- earn two (2) Peso Points for every ₱1,000 or $20 qualified spend using your BDO Titanium Mastercard
- get covered for up to ₱20 Million travel insurance coverage when you booked your flight using the BDO Titanium Mastercard
- access to dining, shopping, and a lot more premium privileges around the world
- enjoy comfortable travels with access for two (2) to over 1,500+ lounges worldwide
- no need to worry when shopping online with up to $200 insurance coverage for purchases using your BDO Titanium Mastercard
- safe online shopping with 3D Secure Facility and avoid declines of transactions with the Mastercard Automatic Billing Updater (ABU) feature
- enjoy a high credit limit that you can use based on your own terms
- Dual Currency Billing option — Philippine Peso and United States Dollar
- Free membership for life for cardholders with a spend of at least Php 600,000 annually and Lifetime Annual Waiver for 6 supplementary accounts
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
Are you interested to apply for this credit card offer? There are only a few qualifications to be eligible to apply for the BDO Titanium Mastercard. You just have to met the following eligibility requirements set by the reputable bank for the credit card application:
- at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
- at least 13 years old for Supplementary Cards
- a Filipino citizen or a foreigner resident in the Philippines
- with a minimum gross fixed monthly income of Php 15,000
The application for the BDO Titanium Mastercard is open not only for employed and self-employed Filipinos but as well as foreigner residents in the Philippines. You need to submit the documents required by the bank for the processing to begin.
Here is a guide on the documentary requirements set by BDO Unibank for employed and self-employed Filipinos who wish to apply for the credit card offer as well as foreigner residents in the country:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226