Guide on BDO Visa Platinum Credit Card Offers & Requirements for Application
BDO VISA PLATINUM CREDIT CARD – Here are the excellent features of this BDO Unibank offer and the requirements for application.
More and more people are becoming knowledgeable on the benefits of credit cards as well as their handling. Thus, unlike before, not many individuals are afraid to have and use one anymore. In the Philippines, one of the entities that you may turn to is BDO Unibank.
BDO Unibank is one of the trusted banks in the country for decades now. Millions of Filipinos are clients of the bank and avail its different offers — bank accounts, loans, credit cards, insurance policies, investment products, and a lot more.
Are you interested to apply for a credit card? BDO has both Mastercards and Visa cards. Aside from the BDO Installment credit card, the bank also has the BDO Visa Platinum credit card which you can check the features below. It allows cardholders to experience unique perks and privileges.
Here are the benefits that await the cardholders of the BDO Visa Platinum credit card offer of BDO Unibank:
- enjoy unique perks and privileges from the merchant partners of BDO Unibank nationwide
- experience access to year-round instant savings, deals, and premium offers
- earn Peso Points from your daily purchases
- avail up to Php 20 million insurance coverage when traveling on a flight booked using your BDO Visa Platinum credit card
- Free Priority Pass Membership to lounge of over 1,400 VIP airport lounges worldwide
- secured online shopping experience with eCommerce Purchase Protection Insurance
- Free Lifetime Membership for a spend of at least Php 600,000 annually
- get a Lifetime Annual Fee Waiver for 6 supplementary accounts
- experience premium benefits on “privileges with Visa’s global partners of premier hotels, restaurants, golf clubs, and travel services”
- enjoy personalized Visa Concierge Services
- access to both the Philippine Peso and the US Dollar currencies with the Dual Currency Billing Option
- enjoy installment options with Cash-It-Easy, Balance Transfer, and Purchase Convert installment programs
- Cash-It-Easy — convert your credit limit into cash
- Balance Transfer — transfer your other card balances to your BDO Credit Card
- Purchase Convert — convert recent single-receipt purchases of at least P5,000 or $200 to installment
- secured online shopping, hassle-free bill payments & worldwide acceptance
In applying for the BDO Visa Platinum credit card, there are eligibility requirements that the applicant should meet. Here are the qualifications set by the bank under the offer:
- with a minimum gross fixed monthly income of Php 77,000
- a Filipino citizen or a foreigner resident in the Philippines
- at least 21 years old but not more than 60 years old upon the credit card application for Principal Cards
- at least 13 years old for Supplementary Cards
To apply for the BDO credit card offer, there are documents that you must prepare and submit to the bank for the application process. The requirements is dependent on whether you are an employed Filipino, a self-employed Filipino, or a foreigner resident in the Philippines.
For a guide on the documents thatr you need to prepare and submit to the bank, here are list of requirements set by BDO:
Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative
- any of the following:
- Latest full-month’s payslip/s
- Original Certificate of Employment indicating status, service tenure, and compensation breakdown
- if with existing credit cards, copy of the last two (2) months statements of account of credit card that is at least 1 year on books
Self-Employed Filipinos
- completed and signed BDO Credit Card Application Form
- any valid photo-bearing identification document like a government-issued ID e.g.:
- PhilSys ID
- Driver’s License
- SSS ID
- Passport
- applicants of Supplementary Cards who are studying may submit valid school ID
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years
- Photocopy of registration of Business Name
- DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months’ bank statements, optional
Foreigner Resident in the Philippines
- completed and signed BDO Credit Card Application Form
- cpy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- any one of the following valid documents:
- Valid VISA and work permit
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid passport with any of the following:
- Special Investors Resident VISA
- Special Non-Immigrant VISA for PEZA investors and employees
- VISA with EO226