Lists of Maybank Home Loan Requirements You Must Prepare to Submit
MAYBANK HOME LOAN REQUIREMENTS – You can check here the lists of documents required for the Maybank Home Loan offer application.
Nowadays, you do not have to wait for several years to achieve your dream house. You can seek the aid of some trusted entities that can possibly finance your residential property purchase. One of the entities that you may turn to is Maybank.
Maybank is ready to finance the purchase of a residential property whether it is a house and lot, a condominium unit, or a townhouse. The bank boasts its offer with huge loanable amounts, flexible loan terms, and fixed interest rate options.
The Home Loan offer of the bank is open for the locally-employed individuals, self-employed individuals, and overseas Filipino workers (OFWs). There are varying Maybank Home Loan requirements for application.
If you are locally-employed, here are the documentary requirements set by the bank in applying for the loan offer:
- duly-filled out Maybank Home Loan Application Form
- government-issued IDs
- proof of income:
- 3 months payslip
- Income Tax Return (latest year)
- Certificate of Employment for both spouses
- Marriage Certificate (if married) and CENOMAR or Certificate of No Marriage (if single)
If you are self-employed, here are the documents required by Maybank in applying for the loan offer:
- duly-filled out Maybank Home Loan Application Form
- government-issued IDs
- proof of income:
- Business Registration/Permits
- Latest 2 years Audited Financial Statements
- Company profile/business background or List of Major Suppliers and Customers with contact details (at least 5)
- Income Tax Return (latest 2 years)
- Latest 6 months Bank Statements/Passbook
- Marriage Certificate (if married) and CENOMAR or Certificate of No Marriage (if single)
If you are an OFW, here are the documents required by Maybank from the Pinoys working abroad in applying for the loan offer:
- duly-filled out Maybank Home Loan Application Form
- government-issued IDs
- proof of income:
- Contract of Employment / Employment Certificate
- History of Employment / Latest Crew Contact (if applicant is a Seafarer)
- Special Power of Attorney (using Maybank’s format)
- Latest 6 months bank statements/proof of remittance
- Latest ITR (if applicable)
- Marriage Certificate (if married) and CENOMAR or Certificate of No Marriage (if single)
The Maybank Home Loan requirements also include collateral requirements. For the acquisition of a house and lot, here are the collateral documents required by the bank:
- Copy of Tax Declaration (Lot and Improvement)
- Copy of Transfer Certificate of Title (TCT)
There are also special documentary requirements that Maybank requires if the property involved is a condominium unit. Here are the collateral documents set under the Maybank Home Loan for the financing of a condo unit purchase:
- Copy of Condominium Certificate of Title (CCT)
- Copy of Master Deed of Declaration and Restriction Copy of Tax Declaration
