Guide on the Home Credit Card Offer Features
HOME CREDIT CARD — The credit card offer of Home Credit Philippines features a huge borrowing limit, convenient and wide-access transactions, and secured payments.
Nowadays, more and more people realize the value of having a credit card if you know how to responsibly use it. It can be an effecient preparation against the unforeseen circumstances like medical emergencies. It can also be a turn-to during times when the budget fails to make it to the next payday.
However, truth be told that banks which are the most popular providers of credit cards have very strict guidelines and qualifications. Also, most banks require a person to be an existing credit cardholder for qualification to their credit card offers — which can be a hard pill for those who are applying for their first credit card.
Meanwhile, for millions of former and current clients of Home Credit Philippines, there is a chance for you to get a Home Credit Card offer. It provides a huge borrowing limit. While the credit line amount is on a case-to-case basis, some clients have attested receiving a card with up to Php 60,000 credit line limit.
The Home Credit Card is a “Visa EMV Classic Credit Card” issued to valued customers. Home Credit boasts its offer with the following features:
- Contactless Transaction — You can shop online and enjoy hassle-free transactions in a few taps/clicks.
- Up to 45 Days Interest-Free — Home Credit gives you more time with a 30-day billing period that can be extended for 15 days more before the payment due date.
- Secured Transactions — Your Home Credit Card comes with security features like the EMV chip, PIN verification, and SMS alerts.
- Card Protection & Insurance — In case your credit card gets lost, you can easily block your card to prevent unauthorized transactions.
- Exclusive Deals & Promos — There are savings and other deals that you may get to enjoy with your credit card.
- No additional fees for bills payment — Enjoy zero fees when paying bills using the Home Credit app.
The credit card is accepted by countless VISA-accpting merchants nationwide. There is a set of minimal requirements set by Home Credit in availing the offer.
