Guide on How To Pay for Home Credit Cash Loan Monthly Due
HOW TO PAY FOR HOME CREDIT CASH LOAN – Here are the options in making for a Home Credit Cash Loan payment of the due.
Countless Filipinos have existing loan accounts to Home Credit Philippines. Many of these are product loans while others are cash loans. Anyone may qualify to the former but the latter offer is exclusive to those who were given an offer by the lender.
The loan term under the Home Credit Cash Loan offer depends on the preference of the client. You may repay the loan for up to 60 monthly installments or within five (5) years.
The monthly amortization under the loan may bear a fixed value from the first monthly amortization up to the second to the last monthly amortization. Most often, the last loan due bears an amount that is a little lower compared with the prior monthly dues.
However, it is important to pay for your Home Credit Cash Loan due on time to avoid penalties. The lender charges at least Php 200.00 for every late payment of the monthly due. That is why many clients consider having their dues automatically deducted from their bank accounts.
There are actually four (4) ways on how to pay for your Home Credit Cash Loan due. You may choose from the following:
- Enroll to Auto Debit Arrangement — Once you enrolled your loan for an ADA in your bank account, it will automatically charge your loan due from your account every due date. Here are the banks where you can have your payment under an ADA:
- Bank of the Philippine Islands (BPI)
- Metrobank
- UnionBank
- Rizal Commercial Banking Corporation (RCBC)
- BDO Unibank
- Security Bank
- Philippine National Bank (PNB)
- BDO Network Bank
- Security Bank
- EastWest Bank
- Pay through the Website — You can pay through the Home Credit website using your Mastercard or Visa debit card, BancNet ATM card, BPI account, or UnionBank account.
- Pay through the Mobile App — You can download the My Home Credit app, sign up for an account, and use your account in paying for the loan due.
- Pay over-the-counter — Also one of the ways on how to pay for your Home Credit Cash Loan due is through a payment center. Here are the payment partners of the lender:
- 7-Eleven
- Touchpay
- Palawan Express
- USSC
- Asia United Bank
- Cebuana Lhuillier
- SM Bills
- UnionBank OTC
- RCBC OTC
- BDO OTC
- Bayad Center
- Digipay
