Guide on Home Credit Cash Loan Requirements for Application
HOME CREDIT CASH LOAN REQUIREMENTS – There are minimal eligibility criteria and documentary requirements in applying for the loan offer.
Are you one of those individuals who have received a multi-purpose financial loan offer from Home Credit Philippines? It only means that the international consumer finance provider recognizes your excellent credit-paying records.
The Home Credit Cash Loan offer is only extended to previous and existing clients with good credit records. Thus, if you are not one of those who have already received this type of loan offer, you only need to do either of the following:
- Maintain a good credit record by paying your existing loan dues on time or even prior to the due date
- If you have yet to apply for a loan, you need to apply for a Home Credit Product Loan first and maintain a good credit record
The Home Credit Cash Loan offer is surrounded by excellent features from the high loanable amounts to minimal requirements to a fast loan money releasing. Undeniably, it is one of the cash loans that can get you the money on the same day that you applied for a loan and the requirements are usually on-hand already.
For the eligibility criteria in applying for the loan offer, the client must be:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years old at the time of the loan maturity
What are the documentary requirements in applying for the Home Credit Cash Loan? You only need to prepare at least one (1) valid primary ID or two (2) secondary IDs:
Primary IDs:
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID
- Philippine Identification Card
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- NBI Clearance
- Postal ID (Old)
- Barangay Certificate
- Phone Bill
- Mobile Bill
- Electricity Bill
- Internet Bill
- Water Bill
- Cable Bill
Another excellent feature of the Home Credit loan offer is that multiple application process options are provided for the clients. Thus, even those live busy schedules may conveniently apply for the loan offer.
