Steps for Landbank Housing Loan Online Application Process
LANDBANK HOUSING LOAN ONLINE APPLICATION – Here is a guide in applying for the Easy Home Loan offer online.
Nowadays, more and more entities are making their services and offers available online. One of these is the Landbank of the Philippines which is a giant banking firm in the country. Millions of Filipinos are clients of the said bank including government employees and provincial scholars.
Landbank has several offers including a Landbank Credit Card and a variety of loan offers. One of the loans that is open to the public is the Easy Home Loan or also commonly called the Landbank housing loan.
The said loan offer of the government has helped countless Filipinos in achieving their dream house, taking out an existing home loan, and home construction projects. It has huge loanable amounts under flexible loan terms.
The loanable amount under the Landbank Housing Loan offer varies. It depends whether you are a private applicant or a government employee. The maximum loan term is 20 years provided that the age of the borrower at the time of the loan application and the loan term do not go beyond 65 years.
You may apply for the Landbank housing loan personally at a branch or a service lending center or you may also do it online. Undeniably, the latter benefits individuals who have busy schedules and can hardly leave their work or businesses for the loan application process.
However, you still need to prepare the requirements for the Landbank Housing Loan application. Under the Landbank Housing Loan online application, you must prepare one (1) 1×1 digital photo as well.
Before going for a Landbank housing loan online application, it best to be ready of the information that will be asked as you apply online. You need to be ready of the following details:
About the Loan
- Amount of Loan
- Purpose of Loan
- Purchase Price/Project Cost
- Target Term of Loan
- Equity
Personal Information
- complete name
- date of birth
- age
- place of birth
- civil status
- telephone number
- cellphone number
- date of marriage, for married applicants
- name of spouse, optional
- number of dependents, optional
Address
- Street and House Number
- City/Province
- Provincial Address
- Postal Code
- Address Status
- Monthly payment, optional
- Years in address, optional
Employment / Business Information
- Employer or Name of Business
- Office number, optional
- Office address, optional
- Nature of business, optional
- ZIP Code, optional
- position
- annual salary/income
- Employment starting date, type (optional)
Other Information
- last school attended
- degree
- Tax Identification Number (TIN)
In case you have a co-borrower in applying for the Landbank housing loan offer, the same details mentioned above about your co-borrower will be asked.