How To Apply for Pag-IBIG Calamity Loan

Guide on How To Apply for Pag-IBIG Calamity Loan Over-the-Counter, Online

You can check the details below on how to apply for the Pag-IBIG Fund Calamity Loan over-the-counter and online.

In the Philippines, one of the government agencies with calamity loan offers is the Pag-IBIG Fund which has millions of members nationwide. Its members are coming from different employment statuses such as locally-employed individuals, self-employed individuals, and overseas Filipino workers (OFWs). There are also those who applied for a voluntary membership to the Fund.

Every month, the Pag-IBIG members remit a certain amount to keep their accounts active and updated in the pursuit of qualification to the loan offers of the government entity. It has a Housing Loan offer, a Multi-Purpose cash loan offer, and a Calamity Loan offer.

During times of natural disasters, qualified members of the Pag-IBIG Fund may apply for the Calamity Loan. It can provide a financial solution that can help members in recovering from the impacts of the natural disaster.

How to apply for the Pag-IBIG Calamity Loan? You can do it over-the-counter at a branch of the Fund or online. For locally-employed members, here are the steps in applying for the loan offer over-the-counter:

1. Gather your Pag-IBIG Calamity Loan requirements.
2. Accomplish the Pag-IBIG Calamity Loan form.
3. Write a letter of authorization stating that your HR representative can file on your behalf.
4. Submit your requirements and letter to your HR representative.
5. Wait for your loan application to be processed.

Self-employed members and other members of the Pag-IBIG Fund may directly submit their loan application form and the other requirements at a branch of the Fund in their city or province. With regards on how to apply for the Pag-IBIG Calamity Loan, here are the steps that you may follow:

1. Visit www.pagibigfund.gov.ph for your calamity loan online application.
2. Tap Virtual Pag-IBIG, and then click For Members.
3. Tick the Data Privacy box and click Proceed. 
4. Select Apply for and Manage Loans and tap Apply for a Short-term Loan.
5. Review the documents needed for the application and then tap Proceed.
6. On the Select Loan Type drop-down, choose the calamity loan based on the repayment period/calamity/affected municipality or area.
7. Enter your Pag-IBIG membership ID number or MID.
8. Tap Validate Your MID No.
9. Once your MID number is validated, complete your contact details and click Next.
10. Tap OK on the pop-up window asking if you want to proceed with your loan application. 
11. Tap OK to receive a One-Time PIN (OTP) on your mobile number.
12. Type in your OTP and click Proceed.
13. Select the type of Cash Card or Loyalty Plus Card you have.
14. Enter your card number and click Check Cash Card Status.
15. If your card is valid, click Go to Last Step.
16. Proceed to upload the scanned copy of your Calamity Loan Application (front and back),  your valid ID, and a selfie holding your valid ID.
17. Tap OK to submit your application.
18. Wait for your reference number to be sent to your registered email and mobile number.

The loan application to the Pag-IBIG Fund may be processed within three (3) to seve(7) working days. Wait for an update from the Fund.