List of Requirements for Pag-IBIG Savings Claim for Members Leaving PH Permanently
REQUIREMENTS FOR PAG-IBIG SAVINGS CLAIM – Here are the documents needed in claiming savings due to permanent departure from the Philippines.
Most of the Filipinos working in the private sector and the government are members of the Pag-IBIG Fund. Undeniably, they compose one of the biggest chunks of the member populace of the government agency.
The Pag-IBIG Fund is one of the biggest government agencies in the Philippines which is operating for decades now since 1978. It has helped countless Filipinos obtain residential properties in budget-friendly ways possible.
Most members of the Fund were mandated to maintain an active membership to the government agency. There are also those who voluntarily maintain an updated account with the government agency.
Most of the mandatory memberships to the Pag-IBIG Fund includes the following grounds. Their monthly savings which is based on the the Pag-IBIG Contribution Table 2023 crafted by the government agency is usually deducted right away from their savings.
- employees in the private sector who are 60 years old and below and on permanent, temporary, or provisional status
- government employees with GSIS coverage
- self-employed individuals earning at least P1,000 per month up to 60 years of age
- land-based overseas Filipino workers (OFWs)
- sea-based OFWs
- household helpers, gardeners, cooks, drivers, etc. with a salary of at least P1,000 per month
- Filipinos employed by foreign-based employers
- uniformed personnel like members of the Armed Forces of the Philippines (AFP), Philippine National Police (PNP), and Bureau of Fire Protection (BFP)
There are also voluntary memberships to the government agency. Here are some of the common cases of voluntary memberships to the Fund:
- non-working spouse of registered members of the Pag-IBIG Fund
- religious group and leaders
- public officials and employees without GSIS coverage
- pensioners, investors, and individuals with passive income
- Filipino employees of foreign government or international organization
Every month, the Pag-IBIG members submit a certain amount to keep their accounts updated. Members may qualify to the Pag-IBIG loans which are as follows:
- Pag-IBIG Multi-Purpose Loan — This Pag-IBIG loan offer is also called MPL and it is the most flexible with regards to the loan application coverage. You may apply for it to make ends meet, to expand your business, to make a huge purchase, to get your car repaired, etc.
- Pag-IBIG Housing Loan — The government agency is most popular for its Housing Loan offer which can finance any of the following residential property-related purposes:
- purchase of a residential property (house and lot, condominium unit, townhouse, apartment)
- acquisition of a vacant lot
- house construction
- home renovation
- home loan take-out from another lender
- combined purpose
- Pag-IBIG Calamity Loan — When a natural calamity hits the area of a member, he/she may qualify to the Calamity Loan offer of the Fund which could help in mitigating the impacts of the disaster.
Aside from availing the loans offered by the Pag-IBIG Fund, the member may also withdraw his/her savings under certain cases. One of it is when a member is permanently leaving the Philippines. There are specific requirements for Pag-IBIG Savings Claim under the said purpose which are as follows:
- Application for Provident Benefits (APB) Claim (1 Original)
- Pag-IBIG Loyalty Card/Loyalty Card Plus or one (1) valid ID of the member (1 Photocopy)
- Passport with Immigrant Visa/Residence Visa/Settlement Visa or its equivalent (1 Photocopy)
- Declaration of Intention to Depart from the Philippines Permanently (HQP-PFF-031) (1 Original) (No need to submit if already based abroad)
- SSS Employment History (as applicable) (1 Photocopy)
If you are leaving the Philippines permanently, prepare the aforementioned requirements for Pag-IBIG Savings Claim and submit them to the Pag-IBIG Fund.