How To Apply for Pag-IBIG Calamity Loan Online

How To Apply for Pag-IBIG Calamity Loan Online – You can check this detailed guide on the process for application to Pag-IBIG Calamity Loan.

There is an edge if you are an active member of some government agencies with an up-to-date account — you have entities that you can turn to in times of unforeseen situations. For example, if you are a member of the Pag-IBIG Fund, you may apply for a Calamity Loan when a natural disaster heavily damaged your place.

Pag-IBIG Calamity Loan Online Application — Guide on How To Apply & the Requirements

Steps for Pag-IBIG Calamity Loan Online Application for Eligible Members

PAG-IBIG CALAMITY LOAN ONLINE APPLICATION – Here’s a guide on how to apply for loan online and the requirements you must prepare.

A lot of Pag-IBIG Fund members may turn to the Calamity Loan offer of the government agency when natural disasters struck their place. It was designed to help the members in calamity-stricken areas recover from the effects of the natural disaster.

How to Apply Pag-IBIG Calamity Loan
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To be eligible to apply for the calamity loan offer of the Pag-IBIG Fund, the member-borrower must comply with the following eligibility criteria:

  • at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings;
  • Active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application;
  • If with an existing Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan, the account/s must not be in default; and
  • Proof of income.

The Pag-IBIG Fund has the details about the loanable amounts under its Calamity Loan offer available by providing a bracket. The actual amount that members may borrow under the offer may vary.

With regards to the requirements, there are a few documents needed for submission in applying to the loan offer. Kindly prepare the following documents:

  • duly-accomplished Pag-IBIG Calamity Loan Application Form
  • One (1) Valid ID (Photocopy)
  • Proof of Income
    • For employed applicants:
      • The employer must accomplish the “Certificate of Monthly Income” portion at the back of the MPL Form /
      • Photocopy of payslip authenticated by a representative of the company/employer
    • For self-employed applicants:
      • Business/Mayor’s Permit
      • Commission Vouchers
Pag-IBIG Calamity Loan Online Application
Photo Credit: Life Mag

Meanwhile, if you prefer a much more convenient process as long as there is a mobile phone or computer and a stable internet connection, you may go for a Pag-IBIG Calamity Loan online application.

The Pag-IBIG Fund offers online loan applications through the “Virtual Pag-IBIG” platform. If you wish to go for a Pag-IBIG Calamity Loan online application through the said platform, you may follow these easy steps:

  • Visit Virtual Pag-IBIG.
  • Select “Apply for and Manage Loans”
  • Select “Apply for a Short-Term Loan”
  • Provide the needed information.
  • Put your MID or ID Code.
  • Get a One-Time Password (OTP).
  • Read the Privacy Statement and click “Proceed” if you agree.
  • Enter your OTP and click “Done”.
  • Check the Calamity Loan and choose your preferred card type.
  • Insert or upload your ‘Application for Calamity Loan’.
  • Wait for your reference number.

Aside from the Calamity Loan offer, the Pag-IBIG Fund also offers a Multi-Purpose Cash Loan that was designed to address the short-term financial needs of members.

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